If you’re as hooked on smartphones as we are here at RinggitPlus, you’ll be glad to know that Standard Chartered is here to satisfy your addiction.

If you are an existing Standard Chartered account holder, all you have to do is refer as many of your friends and family members as possible for a Standard Chartered Fixed Deposit account.

Be among the top three referrers come 28 February and you’ll win either an Apple iPhone 5 (1^st Prize), a Samsung Galaxy Note II (2^nd Prize) or a Samsung Galaxy SIII (3^rd Prize)!

You’re also guaranteed Parkson shopping vouchers of up to RM30 for each successful referral. The more friends you refer, the larger the shopping voucher you’ll receive for each referral. Check out the table below for details.

Number of successful referrals	Shopping vouchers per successful referral
1 – 5	Shopping vouchers worth RM10
6 – 10	Shopping vouchers worth RM15
11 – 15	Shopping vouchers worth RM20
16 – 20	Shopping vouchers worth RM25
21 or more	Shopping vouchers worth RM30

What’s more, everyone that you refer will enjoy a complimentary Panda USB pendrive upon signing up for their Fixed Deposit accounts. How about that for a win-win-win promotion? We love it. Just be sure to look through the fine print.