EN / BM / CH

Asia’s leading buy now pay later brand in Asia, partnering over 15,000 retailers across 10 markets. Atome stands for “A-to-me” (or “available to me”) and our mission is to improve the lives of consumers through greater financial access and technology.

In Malaysia, Atome partners over 3000 retailers, including Watsons, SEPHORA, Agoda, ZALORA, SHEIN, Machines and JDSports.

Helping Malaysians through greater financial access and technology

Staying in control

Atome offers Malaysians a choice in how they want to shop and pay flexibly over time, with no annual or service fees. With the Atome app, they can easily track and manage monthly spend via a clear and transparent payment schedule.

Digitising for a progressive Malaysia

Malaysians can download and register an Atome account in under two minutes, with just their phone and identity document. They can subsequently scan to pay at a physical shop or select Atome during website checkout.

Financially inclusive

Atome's Malay language feature, best-in-class credit scoring as well as Islamic BNPL partnership with PayHalal aim to drive greater financial inclusion and access among financially underbanked and underserved segments in Malaysia.

Your participation means a lot to us. Stay tuned in November for the official announcement.

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Together, let us help you take control of your financial health

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