Angpow packets are being stuffed, pineapple tarts are disappearing from tins, and your relatives are already preparing their annual salary interrogation. Yes, Chinese New Year is right around the corner, which means it’s time to check what 2026 has in store for your bank account, zodiac style.

Chinese astrology assigns everyone a zodiac animal based on their birth year. There are 12 animals in the cycle. Each year, feng shui practitioners look at how your animal interacts with the year’s ruling zodiac to forecast career moves, relationships, and (let’s be honest) money.

2026 is the Year of the Horse. It’s fast, unpredictable, and doesn’t wait for anyone. Opportunities that normally take years could happen in months. Hesitate, and you might miss out. Think of it like cooking on high heat: stir quickly or get burned.

Rat

Years: 1936, 1948, 1960, 1972, 1984, 1996, 2008, 2020

For Rats, 2026 can feel busy and a little overwhelming at times. Changes at work are likely, such as new systems, new roles, or shifting expectations. If things feel unsettled, you’re not alone.

Career-wise, this is a year to focus on adaptability rather than perfection. Helping others solve problems, learning new tools, or quietly picking up useful skills can put you in a better position later on.

When it comes to money, expenses may creep up. Instead of stressing over every ringgit, try to be intentional. Spending on something that improves your skills or future income can be a form of self-investment. If saving feels hard, even setting aside small amounts consistently is still progress.

Ox

Years: 1937, 1949, 1961, 1973, 1985, 1997, 2009, 2021

Oxen tend to carry a lot on their shoulders, and 2026 recognises that steady effort. Your reliability will be noticed, even if praise doesn’t always come immediately.

At work, you may be trusted with bigger responsibilities. Take them on at a pace that feels sustainable. You don’t have to say yes to everything to prove your worth.Financially, this is a gentle reminder to think about your future self. Long-term goals like property, business growth, ormeaningful savings are supported. Take your time with decisions and protect yourself by making sure agreements are clear and documented.

Tiger

Years: 1938, 1950, 1962, 1974, 1986, 1998, 2010, 2022

Tigers have strong energy in 2026, but that doesn’t mean you need to be “on” all the time. Opportunities may come quickly, especially through teamwork or leadership roles.

Career growth is possible, especially if you’re willing to ask for support instead of doing everything alone. Rest matters just as much as ambition this year.

Money-wise, exciting opportunities may appear, but it’s okay to pause before committing. If something feels rushed or unclear, give yourself time to understand it. Sustainable growth will serve you better than chasing quick wins.

Rabbit

Years: 1939, 1951, 1963, 1975, 1987, 1999, 2011, 2023

Rabbits have a calmer year ahead, with helpful people appearing when needed. If you’ve been feeling uncertain, 2026 offers some breathing room.

Your people skills are a strength. Roles that involve communication, client relationships, or negotiation can feel more natural and rewarding.

Financially, stability is the theme. Income is likely to come from familiar, dependable sources. This can be a good time to gently review your finances and let go of habits or investments that no longer feel right, without pressure to overhaul everything at once.

Dragon

Years: 1928, 1940, 1952, 1964, 1976, 1988, 2000, 2012

Dragons may feel slightly out of sync with the fast pace around them, and that’s okay. Your strength this year lies in observation and planning.

Career-wise, you don’t need to compete loudly. Thinking a few steps ahead, refining strategies, and making thoughtful decisions can quietly set you up for future success.

When it comes to money, steady progress matters more than visibility. Long-term income sources or investments that grow slowly but consistently can bring peace of mind. You don’t need to prove anything to anyone this year.

Snake

Years: 1929, 1941, 1953, 1965, 1977, 1989, 2001, 2013

Snakes have renewed energy in 2026, especially in leadership or planning roles. If you’ve been waiting to step into a more strategic position, this year offers space to do so.

At work, focus on clarity. When people understand your thinking, trust grows naturally.

Financially, connections can open doors, but it’s important to protect your time and boundaries. Higher income can sometimes bring higher spending, so checking in with your habits helps ensure your progress actually benefits you.

Horse

Years: 1930, 1942, 1954, 1966, 1978, 1990, 2002, 2014

This is your year, but that doesn’t mean it has to be exhausting. Recognition and leadership opportunities are likely, but pacing yourself is crucial.

Career growth comes from focus, not overextension. Delegating and asking for help will make you stronger, not weaker.

With money, simplicity works best. Regular saving, even in small amounts, helps create a sense of security. Having a bit of emergency cash can reduce stress and give you more confidence to make decisions later on.

Goat

Years: 1931, 1943, 1955, 1967, 1979, 1991, 2003, 2015

Goats are gently supported in 2026, especially when they allow themselves to be seen. Sharing ideas, speaking up, or building a personal brand can open unexpected doors.

Career-wise, honesty and consistency protect your reputation.

Financially, working with others can bring growth. Partnerships and collaborations do well when expectations are clear. Take time to plan and follow through, rather than rushing into new ideas.

Monkey

Years: 1932, 1944, 1956, 1968, 1980, 1992, 2004, 2016

Monkeys thrive in change, and 2026 brings plenty of it. Movement, learning, and experimentation keep you energised.

Career opportunities may involve travel, digital work, or expanding into new areas. Stay curious, but remember to check in with your support system.

Money flows more easily when it’s actively managed. Shorter-term projects or business activities can work well, as long as you don’t neglect rest or relationships along the way.

Rooster

Years: 1933, 1945, 1957, 1969, 1981, 1993, 2005, 2017

Roosters may receive help from influential people this year, sometimes in subtle ways. Opportunities may come through conversations, recommendations, or being in the right room.

Professionally, asking for what you want matters. Stay grounded and avoid distractions that pull focus away from your goals.

Financially, your attention to detail serves you well. Strengthening your financial foundation, such as clearing loose ends or improving cash flow, can bring long-term peace of mind.

Dog

Years: 1934, 1946, 1958, 1970, 1982, 1994, 2006, 2018

Dogs play a stabilising role in 2026. Your consistency helps others move forward, even if your own progress feels quiet.

At work, focus on execution rather than recognition. Your efforts will accumulate over time.

Income growth is steady rather than dramatic. This can be a good year for property-related plans or improvements that increase value slowly. Patience is your strength.

Boar

Years: 1935, 1947, 1959, 1971, 1983, 1995, 2007, 2019

Boars have strong earning potential this year, especially when they recognise their own value.

Career-wise, upgrading skills or refining your personal brand helps you negotiate better opportunities. Don’t be afraid to ask for fair compensation. With money, diversification helps, but discretion matters. Protect your ideas and focus on building assets that support your long-term comfort, rather than short-term indulgence.

Planning Your Finances in 2026

Zodiac forecasts are best taken with a pinch of salt, and maybe some yee sang! Your financial future depends more on your habits: how you spend, save, and whether you finally set up an emergency fund.

If 2026 has sparked ambition around your money goals, we’re here to help. From budgeting basics to the latest bank promotions, our blog is packed with tips and guides to help you make smarter money moves. And if the zodiac gives you that extra push to get organised, we’ll call that a win.

Looking for a place to park your angpow money? Compare the best savings accounts and fixed deposit rates on RinggitPlus and make your ringgit work harder this Year of the Horse. We’ll also be posting more festive guides throughout the season, from angpow reviews to Raya buffet promotions.

Don’t Miss Out! Stay tuned to RinggitPlus or follow us on our official WhatsApp channel for the latest money tips and updates.