If you own a Tesco Clubcard, you might want to consider applying for Tesco- RHB Visa credit card. These two cards combined will help you save more as you shop at Tesco and you can earn extra Clubcard Points too.
Tesco- RHB Visa credit card is a partnership between RHB Bank and Tesco Stores (Malaysia) Sdn Bhd. The main feature of this credit card is its cashback programme. Cardholders will receive up to 5% cashback on all retail spending charged to Tesco- RHB Visa credit card at Tesco outlets across the country. This cash back is capped at RM50 per month.
This credit card also enables cardholders to collect Tesco Clubcard Points. For every RM2 charged to Tesco- RHB Visa credit card at Tesco, cardholders will be awarded 1 Clubcard Point. If you swipe both your Tesco Clubcard and Tesco- RHB Visa credit card in any retail transaction, you will be awarded an extra Clubcard Point.
This means by using the Tesco Clubcard and Tesco- RHB Visa credit card together, cardholders can collect more Clubcard Points faster. These Clubcard Points can then be used to redeem Tesco cash vouchers. With no expiry date, cardholders can use the points to redeem the vouchers anytime.
Easy Payment Plan ( EPP)
Another useful feature of Tesco- RHB Visa credit card is the easy payment scheme which comes with the card. This RHB Dial-An-Instalment facility is just a phone call away. You can convert any purchases above RM500 into affordable monthly instalments.
Tesco- RHB Visa credit cardholders have three options. They can pay for their purchases at 1.2%, 2.99% and 17.5% one-time interest rates with payment terms of 6, 12 and 24 months respectively. With this EPP, Tesco- RHB Visa credit cardholders can enjoy the freedom and flexibility to shop.
In addition, Tesco- RHB Visa credit card can also be used to manage outstanding balances transferred from other credit cards or charge cards. To be eligible for the RHB Smart Move Balance Transfer plan, cardholders must transfer at least RM1,000 in outstanding card balances.
This plan offers different tiers of interest rates starting from 1.99% p.a. interest. Payment terms are set at 9, 12, 15, 18 and 24 months. With such low interest rates, Tesco- RHB Visa credit cardholders can save on interest payments for the combined balances.
Ideal Family Card
With an annual income requirement of just RM24000 it is easy to own Tesco- RHB Visa credit card. New cardholders do not have to pay the annual fee for the first year. Thereafter, annual fee is just RM93.28. For families who love to shop at Tesco for the savings, this credit card is ideal to maximise the value of their hard-earned money.