28th August 2026 - 1 min read
If solar power has been on your mind, Bank Muamalat is offering Visa Credit Card-i holders a 0% Instalment Payment Plan (IPP) for solar PV purchases, letting cardholders spread the cost over time.
A 6 or 12-month tenor gets you 0% profit, as long as you spend at least RM500 for 6 months or RM1,000 for 12 months in a single receipt. Choose a longer tenor and a one-time profit charge applies instead, depending on your card type.
| Card Type | Tenor | Profit Rate |
| Visa Platinum-i, Visa Infinite-i, Pos Malaysia, Amanah Raya | 18 and 24 months | 4% to 6% p.a. |
| EON Visa | 18 to 60 months | 6% p.a. |
If you cancel or terminate your credit card before settling the plan, the full outstanding IPP amount becomes payable immediately, with a profit charge of up to 18% per annum applied on any unsettled balance.
You can apply for the IPP through Bank Muamalat’s official portal. For enquiries, contact BMMB Customer Service at 03-2600 5500.
Follow us on our official WhatsApp channel for the latest money tips and updates.
Iman writes about personal finance with curiosity. She is interested in the stories behind money, the hesitation around big decisions, and the small habits that shape financial futures. Off the clock, she is either dissecting a film or climbing her way up the leaderboard in her favourite games.
Comments (0)