24th July 2026 - 2 min read
Maybank will enhance benefits for the American Express Gold Charge Card from 14 August 2026, adding a new cash back feature and revising rewards rates for overseas spending.
As a cardholder, your overseas spending will earn 3X Membership Rewards (MR) points per RM1, up from 2X currently, while local spending remains at 2X. MR points continue to have no expiry.
| Category | Until 13 August 2026 | From 14 August 2026 |
|---|---|---|
| Local spend | 2X MR points per RM1 | 2X MR points per RM1 |
| Overseas spend | 2X MR points per RM1 | 3X MR points per RM1 |
| Cash back | Not available | 10% cash back on selected entertainment and lifestyle spend, capped at RM30/month |
You’ll also get 10% cash back on selected entertainment and lifestyle spending, both locally and overseas. Eligible spending includes streaming subscriptions such as Netflix, Spotify, Disney+ Hotstar and YouTube Premium, Grab transactions (excluding e-wallet top-ups), and movie tickets at GSC or TGV.
There is no minimum or maximum spend requirement, although cash back is subject to the applicable terms and conditions.
Utilities, education, EzyPay/-i instalment plan and insurance transactions will continue to earn 1X MR points for every RM1 spent, whether locally or overseas.
Transactions involving government bodies, JomPay, FPX, e-wallet reloads and MyCDD remain ineligible to earn MR points.
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Iman writes about personal finance with curiosity. She is interested in the stories behind money, the hesitation around big decisions, and the small habits that shape financial futures. Off the clock, she is either dissecting a film or climbing her way up the leaderboard in her favourite games.
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