Hong Leong Bank is offering cashback and Enrich Points to new credit card applicants under its Welcome, Tap & Flex Credit Card Acquisition Promotion. The campaign runs from 27 December 2025 to 9 January 2026, with all applications required to be approved by 23 January 2026 to qualify.

The promotion is open to individuals who do not currently hold a Hong Leong Bank credit card.

Cashback And Enrich Points On Offer

Under the promotion, eligible cardholders can receive one reward, depending on the application channel and whether a supplementary card is included.

Applicants who apply through Hong Leong Bank branches, sales channels, or telemarketing and are approved for both a principal and a supplementary card may receive RM288 cashback. Applicants who apply for a principal card only may receive RM200 cashback.

For online applications submitted via Hong Leong Connect or the Hong Leong Bank website, a premium reward of 20,000 Enrich Points is available. This reward is limited to three winners.

To qualify for any reward, cardholders must complete contactless transactions using their newly approved card. Principal card only applicants are required to complete three contactless transactions of any amount within sixty days from the card approval date. Applicants who receive both a principal and a supplementary card must complete three qualifying contactless transactions on each card separately within the same sixty day period.

Transactions must be made using the physical card or supported mobile wallets, including Apple Pay, Samsung Pay, and Google Pay. Only retail and online purchases qualify under the promotion.

First Year Annual Fee Waiver Included

In addition to the cashback or Enrich Points, new cardholders who complete at least one eligible transaction within sixty days from the card approval date will receive an annual fee waiver for the first year. This waiver applies on a per card basis.

The promotion applies to selected Hong Leong Bank Visa credit cards. These include the Infinite and Infinite Doctor’s Edition cards, GSC Gold and Platinum cards, Sutera Platinum, WISE Gold, and the Essential card.

Only applications for these cards made during the promotion period are eligible for the rewards.

Reward Fulfilment And Timeline

Cashback rewards will be credited to the eligible principal card account by 31 May 2026. Cashback is subject to a total promotional allocation and is awarded on a first come, first served basis. Hong Leong Bank is not required to notify applicants once the allocation has been fully utilised.

The Enrich Points premium reward will also be credited to successful winners’ Enrich accounts by 31 May 2026.

What Applicants Should Take Note Of

All rewards under the promotion are awarded exclusively to principal cardholders. Approved cards must remain active and in good standing throughout the promotion period and until the rewards are credited. Hong Leong Bank reserves the right to withhold or claw back rewards in cases of non compliance with the promotion terms or where qualifying transactions are reversed.

Applicants are advised to review the full terms and conditions [PDF] on Hong Leong Bank’s official website before applying, to ensure they understand the eligibility criteria, spending requirements, and reward limits.

Follow us on our official WhatsApp channel for the latest money tips and updates.