Bank & Credit Card Promo Codes For Lazada And Shopee 12.12 Sale 2022
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With 12 December 2022 just around the corner, we all know what’s coming up soon. That’s right, the final big sale of the year with plenty of generous discounts and additional perks! Both Lazada and Shopee will host their All-Out Year Sale and Birthday Sale, respectively – with the usual free shipping vouchers, flash sales, and special events to reward users.

In addition to those perks, there are also bank partner vouchers available that you can utilise for additional savings. Here’s a list that we’ve compiled for you so that you don’t miss out on them!

Lazada 12.12 Bank Vouchers

Before you begin shopping on 12 December, make sure to first claim Lazada’s bank promo codes and vouchers as they are only released at the start of the event (midnight of 12 December). Other vouchers and bonuses that you can also collect beforehand to help you earn maximum savings include seller vouchers, Lazada Bonus, and free shipping vouchers.

It’s always worthwhile collecting these because Lazada lets you stack up to five vouchers for each of your purchase order on its platform (bank voucher + platform voucher + store voucher + free shipping voucher + Lazada Bonus). Sometimes, you can even use your Lazada Coins to further reduce the cost of your purchases, or LazMall membership vouchers (for selected stores) to enjoy extra discounts with a minimum spend. There are also surprise vouchers worth up to RM10 that you can collect now and redeem on 12 December.

For now, here are the bank vouchers that you can claim for the Lazada All-Out Year End Sale:

Aeon Credit

Promo code: Collect here
Discount: RM15 off with minimum spend of RM120
Quantity: 769 redemptions (collect from midnight 12 December, may replenish at different times of the day)

You can also earn RM28 cashback when you use your AEON credit cards to top up a minimum of RM250 into your Lazada Wallet between 8 to 12 December 2022. Provided on a first-come first-served basis, there are only 609 redemptions available; the cashback reward will be credited into your account within 30 days from the date of successful top-up and has a validity period of 60 days.

Affin Bank

Promo code: Collect here
Discount: RM12 off with minimum spend of RM120
Quantity: N/A (collect from midnight 12 December, may replenish at different times of the day)

Promo code: Collect here
Discount: RM18 off with minimum spend of RM150
Quantity: N/A (collect from midnight 12 December, may replenish at different times of the day)

Alliance Bank

Promo code: ALB15LAZ
Discount: RM15 off with minimum spend of RM150
Quantity: N/A (collect from midnight 12 December, may replenish at different times of the day)

Promo code: ALB50LAZ
Discount: RM50 off with minimum spend of RM500
Quantity: N/A (collect from midnight 12 December, may replenish at different times of the day)

AmBank (Debit card only)

Promo code: AMBLAZ12
Discount: RM12 off with minimum spend of RM100
Quantity: 500 redemptions (collect from midnight 12 December, may replenish at different times of the day)

You can also get a Lazada voucher worth RM10 when you save your AmBank debit card for the first time on Lazada. Note that the voucher has a validity period of seven days from issuance date, and can only be used with a minimum spend of RM80.

Bank Islam

Promo code: Collect here
Discount: RM20 off with minimum spend of RM150
Quantity: N/A (collect from midnight 12 December, may replenish at different times of the day)

Bank Simpanan Nasional

Promo code: BSN12LAZ
Discount: RM20 off with minimum spend of RM150
Quantity: 150 redemptions (collect from midnight 12 December, may replenish at different times of the day)

CIMB Bank

Promo code: Collect here
Discount: RM15 off with minimum spend of RM150
Quantity: N/A (collect from midnight 12 December, may replenish at different times of the day)

Promo code: Collect here
Discount: RM50 off with minimum spend of RM580
Quantity: N/A (collect from midnight 12 December, may replenish at different times of the day)

Promo code: Collect here (for CIMB Clicks via FPX only)
Discount: RM12 off with minimum spend of RM120
Quantity: N/A (collect from midnight 12 December, may replenish at different times of the day)

Citibank (Citi Lazada credit card only)

Promo code: Collect here
Discount: RM22 off with minimum spend of RM150
Quantity: 1,500 (collect from midnight 12 December, may replenish at different times of the day)

HSBC Bank

Promo code: Collect here
Discount: RM25 off with minimum spend of RM200
Quantity: 1,320 (collect from midnight 12 December, may replenish at different times of the day)

Promo code: Collect here
Discount: RM50 off with minimum spend of RM600
Quantity: 420 (collect from midnight 12 December, may replenish at different times of the day)

Promo code: Collect here
Discount: RM100 off with minimum spend of RM1,200
Quantity: 210 (collect from midnight 12 December, may replenish at different times of the day)

Mastercard

Promo code: Collect here
Discount: 12% off with no minimum spend (capped at RM12)
Quantity: 12,000 (collect from midnight 12 December, may replenish at different times of the day)

There is another promo for users who top up their Lazada Wallet using a Mastercard card between today until 11 December 2022 (except 6 December):

OfferCashback reward capRedemptionValidity period of cashback reward
12% cashback when you top up and save your Mastercard for the first time on Lazada WalletRM1212,00060 days
9% cashback when you top up your Lazada Wallet with a saved Mastercard credit cardRM9 per day6,00060 days

Maybank

Promo code: MAYLAZ12
Discount: RM15 off with minimum spend of RM130
Quantity: 3,588 (collect from midnight 12 December, may replenish at different times of the day)

Promo code: AMEXLAZ12 (for Maybank AMEX credit cards only)
Discount: RM18 off with minimum spend of RM150
Quantity: 2,800 (collect from midnight 12 December, may replenish at different times of the day)

Public Bank (Mastercard credit cards only)

Promo code: PBLAZ12
Discount: RM20 off with minimum spend of RM150
Quantity: N/A (collect from midnight 12 December, may replenish at different times of the day)

RHB Bank

Promo code: Collect here
Discount: RM20 off with minimum spend of RM150
Quantity: N/A (collect from midnight 12 December, may replenish at different times of the day)

Promo code: Collect here
Discount: RM60 off with minimum spend of RM500
Quantity: N/A (collect from midnight 12 December, may replenish at different times of the day)

UOB Bank

Promo code: Collect here
Discount: RM18 off with minimum spend of RM150
Quantity: N/A (collect from midnight 12 December, may replenish at different times of the day)

Shopee 12.12 Bank Vouchers

Unlike Lazada, you can already begin to claim Shopee’s bank partner vouchers starting from today, but note that this does not mean the vouchers are guaranteed yours to use! This is due to the different redemption mechanics utilised by Shopee – which we’ll talk more about later. In the meantime, don’t forget to also check out the 12% rebate voucher (exclusively for Shopee’s 12.12 Birthday Sale), along with the usual 10% instant rebate, 10% coin cashback, and free shipping vouchers.

You should also be aware that Shopee only allows the stacking of two vouchers for every purchase that you make on its platform: shop voucher + discount/platform OR free shipping. As such, it’ll take some quick planning on your part to decide on which voucher to use to get you the most savings.

And without further ado, here are the bank vouchers for the Shopee 12.12 Birthday Sale:

Aeon Credit

Promo code: ACS12
Discount: RM15 off with minimum spend of RM120
Quantity: N/A

Affin Bank

Promo code: AFFN12A
Discount: RM20 off with minimum spend of RM180
Quantity: N/A

Promo code: AFFN12B
Discount: RM30 off with minimum spend of RM280
Quantity: N/A

Alliance Bank

Promo code: ABMB15
Discount: RM15 off with minimum spend of RM150
Quantity: N/A

Promo code: ABMB50
Discount: RM50 off with minimum spend of RM500
Quantity: N/A

AmBank (Debit cards only)

Promo code: ABMD12
Discount: RM12 off with minimum spend of RM100
Quantity: 1,000

Promo code: ABMD18
Discount: RM18 off with minimum spend of RM150
Quantity: 300

Bank Islam

Promo code: BI12
Discount: RM20 off with minimum spend of RM160
Quantity: N/A

Bank Simpanan Nasional (Credit and debit cards)

Promo code: BSN12
Discount: RM12 off with minimum spend of RM120
Quantity: 100

Promo code: NEWBSN (only for new Shopee users)
Discount: RM18 off with minimum spend of RM20
Quantity: 100

CIMB Bank

Promo code: CIMB12
Discount: RM15 off with minimum spend of RM150
Quantity: N/A

Promo code: CIMB50
Discount: RM50 off with minimum spend of RM580
Quantity: N/A

Maybank

Promo code: MBB12
Discount: RM20 off with minimum spend of RM150
Quantity: 4,280 redemptions

Promo code: MBBAMEX12PD (AMEX cards only)
Discount: RM25 off with minimum spend of RM150
Quantity: 1,120 redemptions

Promo code: MSCC12 (Maybank Shopee credit card)
Discount: RM28 off with minimum spend of RM150
Quantity: 1,000 redemptions

Public Bank

Promo code: PBB15
Discount: RM18 off with minimum spend of RM150
Quantity: N/A

RHB Bank

Promo code: RHB12A
Discount: RM20 off with minimum spend of RM160
Quantity: N/A

Promo code: RHB12B
Discount: RM60 off with minimum spend of RM500
Quantity: N/A

UOB Bank

Promo code: UOB12
Discount: RM14 off with minimum spend of RM120
Quantity: N/A

***

We’ve mentioned earlier that Shopee utilises a different voucher redemption mechanics than Lazada, so let us shed some light on that now. Essentially, Lazada uses a “first claim” redemption approach, while Shopee’s is based on a “first redemption” basis.

This means that in the case of Lazada, once you’ve claimed a bank voucher, it’s confirmed yours to use – you’re free to use it whenever you want, as long as it is during the sale event. Shopee, meanwhile, does not track the number of vouchers that are claimed; it tracks the actual redemption instead. Claiming a voucher on Shopee only puts it on your voucher list for accessibility; it is not guaranteed yours. As such, come 12 December, you will still need to compete with other shoppers in a race to utilise them before they finish.

It would also be remiss of us to not highlight the worth of Lazada Bonus if you’re shopping on Lazada! It offers you a discount of RM8 on every RM80 that you spend in your order, which comes up to an extra 10% off – so don’t forget to keep collecting your Bonus in the days leading up to the main event!

Finally, make sure to tap into the features of your cashback credit cards for online shopping when you shop during these final big sale events of the year for extra benefits. And with that, we hope you have a great shopping session!

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