6th November 2025 - 2 min read

Education continues to be one of the biggest financial commitments for Malaysian families. With tuition fees rising both locally and abroad, planning early has become essential. To help parents prepare, Zurich Life Insurance Malaysia has introduced Zurich EduMax, an education savings plan that combines structured saving with financial protection.
In Malaysia, the cost of tertiary education can range from RM50,000 to RM500,000 depending on the course and institution. For those planning to study overseas, total expenses can exceed RM1 million when tuition and living costs are included.
These figures highlight the importance of early and consistent financial planning. Zurich EduMax aims to provide a clear, flexible approach that allows parents to save gradually while keeping their children’s education fund protected.
Zurich EduMax combines guaranteed cash payouts with the option to invest through the EduSaver Investment Account. This allows parents to tailor their savings according to their goals, whether they are planning for local or international studies.
The plan also includes insurance protection to ensure the child’s education fund remains secure. If a parent passes away, becomes totally and permanently disabled, or is diagnosed with a covered critical illness, future premiums are waived for the remainder of the term. An ICU Support Benefit equal to 12 months of premiums is also provided if a parent is admitted to intensive care.
The plan rewards children’s milestones with bonuses of up to RM10,000, among the highest in the market. These milestone rewards apply to both academic and sporting achievements, encouraging children to pursue their goals and giving parents another reason to celebrate their success.
Zurich EduMax offers families a structured, transparent way to manage the long-term costs of education. By combining disciplined savings, protection benefits, and milestone rewards, it supports parents in building a stronger foundation for their children’s future.
More information is available at Zurich EduMax or through Zurich Malaysia’s wealth planners.
For families exploring other protection options, learn more about whole life insurance plans in Malaysia to find coverage that grows with your needs.
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