26th June 2026 - 2 min read
Amanah Saham Bumiputera 3 Didik (ASB 3 Didik) has declared an income distribution of 5.50 sen per unit for the financial year ending 30 June 2026, according to Amanah Saham Nasional Berhad (ASNB). The payout totals RM480 million and reaches 354,651 unitholders.
The 5.50 sen per unit works out to a total return of 5.50%, up from 5.25 sen in each of the previous two financial years. It sits 345 basis points above the fund’s benchmark, the Maybank 12-month fixed deposit rate of 2.05%, which means ASB 3 Didik returned more than double what a comparable fixed deposit would have paid over the same period.
That margin over the benchmark has widened each year, from 2.52 percentage points in 2024 to 2.75 in 2025 and 3.45 this year. ASNB attributed the stronger payout to a disciplined investment approach across a diversified portfolio of domestic and global equities, alongside a larger allocation to fixed income to steady returns. As of 22 June 2026, the fund recorded a net realised income of RM568 million.
This is the first ASB 3 Didik distribution to offer the Khultah arrangement, a structure that pays Muslim unitholders their dividend already net of zakat. Unitholders who opt into Class B have a zakat rate of 2.57% applied to their dividend, which brings the declared 5.50% down to a net 5.36%.
Rather than calculating and paying zakat on the investment separately, the deduction is handled automatically when the distribution is paid. Unitholders can opt into Class B through the myASNB portal or app, at ASNB kiosks, or over the counter at branches and agents. Those who do nothing stay in Class A and receive the full distribution without any deduction.
The distribution will be reinvested into unitholders’ accounts automatically on 1 July 2026. ASB 3 Didik transactions are suspended across all channels, including online and internet banking, from 26 to 30 June 2026 while the payout is processed. Normal transactions resume on 1 July through the myASNB portal and app, and at branches and agents nationwide.
For individual unitholders, the distribution is also tax-free, so the full payout stays in the account with nothing owed on it.
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Iman writes about personal finance with curiosity. She is interested in the stories behind money, the hesitation around big decisions, and the small habits that shape financial futures. Off the clock, she is either dissecting a film or climbing her way up the leaderboard in her favourite games.
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