Stacking up large amounts of credit card debt is a very real problem for many Malaysians, but it doesn't have to be the end of the world. There are effective ways to clear up your debt and a balance transfer is one of the best.
Having a credit card is very much like owning a sharp tool - dangerous in the wrong hands, but a very useful financing tool if used for the right purposes.
Balance transfers have been touted as the solution to your credit card debt woes but will it really work for you? Consider these factors before applying.
As tempting as it sounds, try not to spend all your ang pow money away this Chinese New Year. Here are some ways you can make use of your ang pow responsibly instead.