Personal Finance

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Personal Finance
My First Ringgit Puts Kids On The Right Track
- 27th May 2013
Education and Research Association for Consumers, Malaysia (ERA)'s My First Ringgit program, is part of their on-going Stretching Your Ringgit series, a financial education initiative aimed at kindergarten children between the ages of 4 and 6 years.
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Personal Finance
Online Shopping: Are Women Still From Venus?
- 27th May 2013
Women are often stereotyped as impulsive buyers and they tend to shop for both essential and unnecessary products. Men on the other hand are seen as more disciplined shoppers, buying only what they need and in a short amount of time.
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Personal Finance
Graduate With (Dis)Honours
- 27th May 2013
Students are graduating from university with huge levels of debt. While it’s disheartening to see young Malaysians carry financial burdens we can’t help but wonder what drove them to spend more than they could afford?
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Personal Finance
Hong Leong Mach‘s ‘Third Way’ reviewed – a new way to shop?
- 15th May 2013
Hong Leong Mach has introduced the 'Third Way' of shopping: the Money Box and the Dream Jar. They promise these new savings accounts will help you reach your goals in double-quick time - is that really true? We put them to the test..
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Personal Finance
New Citibank Rewards Platinum credit card – compared
- 1st May 2013
How does the Citibank Rewards Platinum card measure up against the competition? We put this new Reward Points credit card through its paces.
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What You Need to Know When Cancelling Your Credit Card
Diana Chai
- 20th September 2014
Have you thought about cancelling a credit card (or two)? Before you do - read this quick guide on what you need to know (and consider) before cutting your cards up!
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5 Things to Know About Car Loans
Desiree Nair
- 23rd January 2019
If you're planning to buy a car; you're going to need a car loan (unless you've got a lot of money in the bank)! We give you a nutshell guide on the 5 things you need to know!
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What Are the Differences Between Cash Back and Cash Rebates?
Desiree Nair
- 4th January 2017
Being offered cash back and cash rebates are completely tempting when making a purchase – but did you know that these rewards are not always the same?
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The Debt Service Ratio Explained
Desiree Nair
- 22nd September 2015
The Debt Service Ratio is used by every bank to decide how much more lending your income can take. We explain how this ratio is calculated so you will have some idea as to how your new application is going to work out for you!