CIMB Bank Berhad has announced a revision to the interest rates for its AirAsia Savers Account. The updated rates will take effect from 9 January 2026 and will replace the current tier structure.

The change applies to all existing AirAsia Savers Account holders.

Effective Date Of The Revised Rates

The revised interest rates will come into force on 9 January 2026. The current rates will continue to apply until 8 January 2026. The revision will be implemented in full from the effective date, with no phased rollout.

Revised AirAsia Savers Interest Rate Structure

Interest for the AirAsia Savers Account is calculated using a split-tier basis, with interest calculated daily and credited monthly.

Before 9 January 2026, the first RM50,000 earns interest at 0.15% per annum. The portion from RM50,000.01 to RM100,000 earns 0.20% per annum, followed by 0.40% per annum on balances between RM100,000.01 and RM200,000. Any amount above RM200,000 earns 1.00% per annum.

Balance (RM)	Interest Rate (% p.a.)
First 50,000	0.15
50,000.01 – 100,000	0.20
100,000.01 – 200,000	0.40
Above 200,000	1.00

From 9 January 2026 onwards, the first RM100,000 will earn 0.10% per annum. The next RM100,000, from RM100,000.01 to RM200,000, will earn 0.15% per annum. Balances between RM200,000.01 and RM300,000 will earn 0.25% per annum, while any amount above RM300,000 will earn 0.35% per annum.

Balance (RM)	Interest Rate (% p.a.)
First 100,000	0.10
100,000.01 – 200,000	0.15
200,000.01 – 300,000	0.25
Above 300,000	0.35

What This Means For Account Holders

Account holders will earn lower interest across all balance tiers once the revised rates take effect. The highest interest rate will apply only to balances above RM300,000, compared with balances above RM200,000 under the current structure.

There is no change to how interest is calculated or credited, and customers do not need to take any action for the revised rates to apply. The new rates will be applied automatically from 9 January 2026.

Interest rates remain subject to change from time to time, in accordance with the bank’s terms and conditions[PDF].

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