12th May 2026 - 2 min read
Maybank 2 Cards Premier Reserve American Express cardholders will see their TreatsPoints earning rates revised from 1 June 2026, with overseas spend rewards doubling and dining rewards more than doubling under the updated benefits structure.
Overseas spending sees the largest increase, with the earning rate doubling from 5X to 10X TreatsPoints for every RM1 spent. Dining spend, which covers restaurants as well as food and beverage establishments, rises from 2X to 5X TreatsPoints per RM1 spent locally.
| Category | Current Benefit (Until 31 May 2026) | New Benefit (Effective 1 June 2026) |
| Overseas Spend | 5X TreatsPoints per RM1 | 10X TreatsPoints per RM1* |
| Dining Spend (MCC 5811, 5812, 5813 and 5814) | 2X TreatsPoints per RM1 local spend | 5X TreatsPoints per RM1 local spend |
| Other Local Spend | — | 3X TreatsPoints per RM1 local spend |
| Professional Services & Trading (MCC 6051, 6211 and 7311) | 2X TreatsPoints per RM1 local spend / 5X TreatsPoints per RM1 overseas spend | 3X TreatsPoints per RM1 local/overseas spend |
*Overseas Spend on Professional Services & Trading will be excluded effective 1 June 2026.
Utilities, education, EzyPay, and insurance transactions continue to earn 1X TreatsPoints per RM1 spent. Transactions involving government bodies, JomPay, FPX, e-wallet reloads, and MyCDD remain ineligible for TreatsPoints. The benefits for the Maybank 2 Cards Visa Infinite remain unchanged.
For frequent travellers, the doubling of overseas TreatsPoints is the most directly relevant change. TreatsPoints can be converted to air miles with airlines including Malaysia Airlines Enrich, Singapore Airlines KrisFlyer, and AirAsia, making the higher earn rate useful for those accumulating miles for redemption.
For cardholders who primarily use the card for local dining, the earning rate rises from 2X to 5X TreatsPoints per RM1, more than doubling what cardholders currently earn in this category.
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Iman writes about personal finance with curiosity. She is interested in the stories behind money, the hesitation around big decisions, and the small habits that shape financial futures. Off the clock, she is either dissecting a film or climbing her way up the leaderboard in her favourite games.
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