Public Bank Offers Gold Rewards For Investment Campaign

Iman Aminuddin

3rd September 2025 - 3 min read

Public Bank Berhad has launched the PB Golden Yield campaign, rewarding eligible customers with physical gold when they invest in selected financial products. The promotion runs from 1 September 2025 to 31 December 2025.

Gold Rewards Based on Investment and Tier

Customers will receive gold based on their investment amount and banking status. For every RM38,000 invested:

Standard customers earn 0.2 gram of gold
Red Carpet Banking customers earn 0.3 gram of gold

Customers can receive multiple rewards during the campaign period as long as each qualifying investment meets the minimum RM38,000 requirement.

Eligible Investment and Insurance Products

The PB Golden Yield campaign applies to two categories of financial products. The first includes equity, balanced, and mixed asset unit trust funds under the PB Series and Public e-Series, all of which are managed by Public Mutual Berhad.

The second category includes single premium investment-linked bancassurance products underwritten by AIA Berhad. These products include PB Smart Link, PB Smart Elite, and PB Signature Legacy.

Who Can Join and How to Qualify

Participants must be 18 years and above and hold either a Gold Investment Account or an eGold Investment Account with a minimum of 0.1 gram of gold. The name on this account must match the name on the investment or insurance policy.

Ineligible participants include Public Bank employees, non-individual customers, and those with accounts not in good standing.

Key Investment Terms and Conditions

Investments must be made as single transactions. Accumulated investments, fund switching, EPF transactions, and PRS contributions are not allowed. For unit trust purchases made online, customers must be served by Public Bank’s licensed sales staff.

Bancassurance purchases must also be made as single policies and are not eligible for other ongoing promotions.

Customers should note the six-day cooling-off period for first-time unit trust investors and the 15-day free look period for insurance policies. Cancellations during these periods will void eligibility for gold rewards.

Gold Fulfilment and Account Maintenance

Gold rewards will be credited to customers’ Gold Investment or eGold Investment Accounts within six months after the campaign ends. The gold cannot be transferred, exchanged for cash, or converted into other forms.

To receive the reward, the relevant gold account must remain active and in good standing. Accounts that are closed, dormant, or converted before reward fulfilment will not qualify.

For the full terms and conditions, visit Public Bank’s official website.

New to investing in unit trusts? Learn how to pick the right unit trust fund for you.

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