27th August 2026 - 3 min read
If you’re trying to get your child into the habit of saving, BSN has a little extra incentive. Eligible young savers can enter a draw to win RM1,000 in BSN SSP/BSJ by saving at least RM100 a month.
The BSN Smart Junior Saving Campaign runs from 1 August 2026 to 31 January 2027, with five RM1,000 prizes up for grabs.
To qualify for the Top Saver Reward, your child needs to:
Once those conditions are met, your child will qualify for the prize draw. BSN will select five winners through a computerised random draw.
The draw isn’t completely equal for everyone, either. Every RM500 in balance growth gives one entry, so saving more can give your child more chances.
For example, a balance growth of RM1,000 would give you two entries, while RM1,500 would give you three.
BSN is also offering rewards for consistent saving. If you save at least RM100 a month for four months and your balance grows by at least RM400, you can receive RM50 in BSN SSP/BSJ.
Save at least RM100 a month for six months and grow your balance by at least RM600, and you can receive RM100 in BSN SSP/BSJ.
However, these rewards are limited to the first eligible customers who meet the requirements. Only 500 customers can receive the RM50 reward, while 200 customers can receive the RM100 reward.
Winning one of these rewards doesn’t stop your child from entering the RM1,000 prize draw, as long as they meet the Top Saver requirements.
The campaign is open to Malaysian citizens aged seven to 20, including new and existing BSN customers, provided they meet the eligibility requirements.
Your child must have a BSN Giro-i account registered under the BSN Smart Junior Scheme.
If you’re opening an account for a new customer, a minimum initial deposit of RM160 is required. All deposits made under the campaign must also come from new funds.
BSN defines new funds as money from outside BSN. So, transferring money from one existing BSN account to another won’t count towards the campaign.
The campaign runs until 31 January 2027, but the Top Saver Reward requires six months of saving. That means you’ll need to start early enough to complete those six months within the campaign period.
The other thing to keep in mind is that the RM1,000 prize isn’t guaranteed. Even after meeting the requirements, you’re entering a random draw, with only five winners selected.
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Christina writes about personal finance with an eye for making the complicated feel straightforward. She is drawn to the everyday money decisions people face and genuinely enjoys finding the clearest way to explain them. Between articles, she is probably napping, on a hiking trail, or terrorising her sister’s cats.
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