28th August 2025 - 3 min read
AmBank is currently running a promotion on its electronic fixed deposit and term deposit-i products, offering attractive rates for savvy savers. This campaign, known as the AmOnline eFixed Deposit/eTerm Deposit-i (eFD/eTD-i) Promotion, is available for a limited time through the AmOnline platform.
The promotion from AmBank is available from 18 August 2025 until 30 September 2025. Customers who place funds in an eFD or eTD-i account via AmOnline can enjoy special promotional interest rates. The rates depend on the chosen tenure, with a three-month tenure offering 3.35% per annum, a six-month tenure providing 3.50% per annum, and a ten-month tenure yielding 3.60% per annum. These promotional rates are only applicable for the initial placement cycle.
| Promotional Rate | Reward Code |
| 3-month 3.35% P.A. | BEST3 |
| 6-month 3.50% P.A. | BEST6 |
| 10-month 3.60% P.A. | HOT10 |
The campaign is open to both new and existing individual customers of AmBank and AmBank Islamic. To be eligible, customers must have registered for the AmOnline internet banking facility either before or during the promotion period. Additionally, employees of the AmBank Group and their immediate family members are also welcome to participate in this promotion. However, staff rates will not apply to placements made under this campaign.
To take advantage of these promotional rates, you must make a placement through the AmOnline app or website. The minimum placement amount required is RM1,000. A crucial step in the process is to enter the correct reward code before finalising the placement to secure the promotional rate. The code for a three-month tenure is ‘BEST3’, the code for a six-month tenure is ‘BEST6’, and the code for a ten-month tenure is ‘HOT10’.
You can fund your eFD or eTD-i placement using either existing funds or fresh funds. Existing funds refer to money transferred from your existing AmBank or AmBank Islamic Current Account or Savings Account (CASA/CASA-i). Fresh funds are defined as money transferred from other banks using the Financial Process Exchange, commonly known as FPX. When using FPX, the maximum amount for a single transaction is RM200,000, or it may be subject to the transfer limit set by your other bank, whichever amount is lower.
The interest or profit you earn from this promotion will be credited to your nominated AmBank CASA or CASA-i account when your fixed deposit reaches its maturity date. After the initial promotional period ends, the principal amount of your eFD or eTD-i will be automatically renewed for the same tenure but at the bank’s prevailing board rates at that time. It is important to note that if you decide to withdraw your placement before its maturity date, you will not receive any interest or profit on your funds.
The limited-time promotion offers a great opportunity to grow your savings with competitive rates. For your peace of mind, all deposits made under this promotion are protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM250,000 for each depositor. For more information, you can always review the full terms and conditions on AmBank’s official website.
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