Maybank has launched a campaign that gives customers the chance to earn 4.25% per annum on a six-month Fixed Deposit (FD) or Islamic Fixed Deposit-i (IFD-i). The promotion comes with a bundled placement requirement involving selected Current or Savings Accounts (CASA) or Daily Fund-i accounts.

The campaign runs from 15 August 2025 to 15 November 2025, or until the allocation is taken up, whichever comes first.

How the Campaign Works

To take part, customers need to make a minimum placement of RM100,000. Of this, RM80,000 goes into an FD or IFD-i, while RM20,000 is placed in a participating CASA or Daily Fund-i. Both portions must stay in place for the full six-month tenure, as the CASA or Daily Fund-i funds will be earmarked alongside the FD or IFD-i.

Total Placement	Into FD/IFD-i (80%)	Into CASA/Daily Fund-i (20%)
RM100,000	RM80,000	RM20,000

Although the campaign highlights a rate of 4.25% per annum, the effective return is up to 3.70% per annum. The exact outcome depends on the type of CASA or Daily Fund-i account linked to the placement and the amount placed.

Who Can Apply

The campaign is open to new and existing Maybank customers who have, or open, both an FD or IFD-i account and a participating CASA or Daily Fund-i. To qualify, the placement must be made over the counter at a Maybank branch, and at least 20% of the total amount has to be fresh funds transferred from outside Maybank. Employees of Maybank are not eligible.

Early Withdrawal Rules and Restrictions

Because both accounts are earmarked, the funds cannot be withdrawn before maturity without affecting the return. If a customer uplifts the placement immediately without notice, no interest or profit will be paid. However, if a 31-day notice is given, half of the contracted rate applies, and the principal together with accrued profit or interest will be credited on the thirty-second day.

When the tenure ends, the placement will automatically roll over to Maybank’s prevailing board rate unless renewed under a new campaign. Customers can then decide whether to uplift the funds or reinvest on the latest available terms.

You can read the full terms and conditions [PDF] for this campaign to understand the eligibility requirements, placement process, and profit payment details.You can also compare this campaign with RinggitPlus’s list of the best fixed deposit rates in Malaysia to see how it measures up against other banks’ current promotions.

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• TAGS:
• FD
• Fixed Deposit
• IFD-i
• Islamic Fixed Deposit-i
• Maybank