alrajhi Bank Malaysia Covers ATM Fees For Hajj Pilgrims This Season

Christina Chandra

8th April 2026 - 3 min read

alrajhi Bank Malaysia is refunding ATM withdrawal fees incurred in Saudi Arabia for Debit Card-i holders performing Hajj this year. The campaign runs from 18 April to 30 June 2026, covering up to eight withdrawals at any Visa Plus ATM in the Kingdom.

Each qualifying withdrawal earns a cashback of RM12, which represents the ATM fee charged at the time. The maximum cashback a cardholder can receive over the campaign period is RM96, credited back to their savings or current account in July 2026.

How The Cashback Is Calculated

The refund is straightforward. For every ATM withdrawal you make in Saudi Arabia using your alrajhi Bank Malaysia Debit Card-i, in Saudi Riyals, the bank returns the RM12 fee to your account after the campaign ends.

Only withdrawals made in SAR at Visa Plus ATMs in Saudi Arabia count. Transactions in other currencies, or withdrawals made outside the Kingdom, are not eligible. The cashback is also capped at eight withdrawals per cardholder, regardless of how many transactions you make during the period.

Who Is Eligible To Participate

The campaign is open to retail individual customers who hold a valid alrajhi Bank Malaysia Debit Card-i linked to a savings account, and who are physically performing Hajj in Saudi Arabia during the campaign window. Corporate customers and accounts flagged for any compliance or financial issues are excluded.

No registration is required. Eligible transactions are tracked automatically during the campaign period, and cashback is credited by 31 July 2026.

New Customers Can Still Open An Account Before Travelling

For those who are not yet alrajhi Bank Malaysia customers, the bank is offering a way to join before the trip. Downloading the MY alrajhi app and entering the promo code HAJJ activates a DuitPlus Savings Account-i, which comes with a Debit Card-i and qualifies the holder for the campaign, provided they travel during the eligible period.

What This Means For Pilgrims Managing Cash Abroad

Withdrawing cash in Saudi Arabia is a routine part of the Hajj experience. Local expenses such as meals, transport, and small purchases at markets around Makkah and Madinah often require cash in hand, and ATM fees can accumulate quietly over several weeks.

At RM12 per withdrawal and up to eight transactions covered, the campaign addresses a real cost that many pilgrims absorb without thinking much about it. For a family group where each member holds their own card, the benefit multiplies across each individual account.

The cashback does not arrive while you are overseas. It is credited in July, after the campaign ends, so it functions more as a post-trip reimbursement than an in-trip saving. Pilgrims who are budgeting tightly during the journey will still need to account for the fees at the point of withdrawal, knowing the refund follows later.

The campaign also only applies to withdrawals, not purchases or other card transactions. If you are already planning to use your card primarily for ATM access rather than point-of-sale payments, this offer fits naturally into how you would already be using it.

Christina Chandra

Christina writes about personal finance with an eye for making the complicated feel straightforward. She is drawn to the everyday money decisions people face and genuinely enjoys finding the clearest way to explain them. Between articles, she is probably napping, on a hiking trail, or terrorising her sister’s cats.

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