18th February 2022 - 2 min read
Starting from today, Malaysian individuals who wish to register for eCCRIS will be able to do so directly online, without having to visit any Bank Negara Malaysia (BNM) or Credit Counselling and Debt Management Agency (AKPK) branches.
According to a guide shared by BNM, those who wish to register for eCCRIS will now only need to head on over to the eCCRIS website and click on “Register Now” to begin the process. Note, though, that in addition to having a MyKad, you must also have an activated internet banking facility in order to tap into this new function.
Once you’ve clicked on “Register Now”, you’ll be prompted to enter and confirm your personal information, after which your identity will be verified digitally. This involves an RM1 transfer to a designated BNM account via internet banking; the money will be automatically refunded to you within two working days upon successful registration.
Once registered, go ahead and perform your first login on the eCCRIS website by keying in your MyKad number and the 6-digit OTP that has been provided to you. This OTP is valid only for seven days, so make sure to perform your first login before it expires. From there, go ahead and set your user ID, password, as well as other personal security requirements – and you’re done! You can now log in to the eCCRIS website to access your CCRIS report anytime you want.
The deputy governor of BNM, Marzunisham Omar said that this update will enable the Malaysian public to access their credit reports more effortlessly. “These enhancements make it more convenient and safer for individual users to register for eCCRIS and have access to their CCRIS reports, all from the comfort of their homes,” he commented.
Prior to this, Malaysians who wish to register for eCCRIS must first visit a BNM or AKPK office to perform a one-time registration. They’ll need to verify their identity at a CCRIS kiosk, after which a 6-digit PIN will be sent to them. The PIN is then used for the first login on the eCCRIS website.
Finally, BNM noted that this new online registration feature is enabled only for Malaysian individual users. Companies and non-Malaysian individuals are still required to register via eLINK on BNM’s TELELINK website.
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