Get 20% Cashback On Your Overseas Transactions With Public Bank
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Public Bank has launched a new campaign for its PB UnionPay Lifestyle Debit Cardholders, offering a 20% cashback on eligible overseas transactions. This promotion is valid from 15 September until 31 December 2025, and is open to all cardmembers who successfully register their participation.

How To Join The Campaign

To participate, cardmembers must perform a one-time online registration through PBe or via SMS. For online registration, the keyword is “PB20”. For SMS registration, cardholders must key in “PB20” and send it to 68333 from their registered mobile number. 

Cardmembers who hold multiple PB UnionPay Lifestyle Debit Cards only need to register once, and all qualifying transactions on their cards will be tracked. A confirmation will be sent to the cardmember upon successful registration.

Earning Your Cashback

Eligible cardmembers can earn a 20% cashback on all qualifying overseas transactions. A qualifying transaction is defined as an overseas transaction charged in foreign currency, or an online overseas purchase, with a minimum spend of RM300 per transaction. The cashback is capped at RM100 per month for each eligible cardmember and is awarded on a first-come, first-served basis.

Other Key Terms and Conditions

A total cashback payout of RM45,000 has been allocated for this campaign. The cashback will be credited to the cardmember’s account within four to twelve weeks after the end of each calendar month. 

Excluded from this promotion are transactions that already earn cashback or cash rebates under other campaigns, auto-debit payments, utility payments, and any form of cash advance, among others.

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