18th September 2025 - 2 min read
Public Bank has launched a new campaign for its PB UnionPay Lifestyle Debit Cardholders, offering a 20% cashback on eligible overseas transactions. This promotion is valid from 15 September until 31 December 2025, and is open to all cardmembers who successfully register their participation.
To participate, cardmembers must perform a one-time online registration through PBe or via SMS. For online registration, the keyword is “PB20”. For SMS registration, cardholders must key in “PB20” and send it to 68333 from their registered mobile number.
Cardmembers who hold multiple PB UnionPay Lifestyle Debit Cards only need to register once, and all qualifying transactions on their cards will be tracked. A confirmation will be sent to the cardmember upon successful registration.
Eligible cardmembers can earn a 20% cashback on all qualifying overseas transactions. A qualifying transaction is defined as an overseas transaction charged in foreign currency, or an online overseas purchase, with a minimum spend of RM300 per transaction. The cashback is capped at RM100 per month for each eligible cardmember and is awarded on a first-come, first-served basis.
A total cashback payout of RM45,000 has been allocated for this campaign. The cashback will be credited to the cardmember’s account within four to twelve weeks after the end of each calendar month.
Excluded from this promotion are transactions that already earn cashback or cash rebates under other campaigns, auto-debit payments, utility payments, and any form of cash advance, among others.
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Christina writes about personal finance with an eye for making the complicated feel straightforward. She is drawn to the everyday money decisions people face and genuinely enjoys finding the clearest way to explain them. Between articles, she is probably napping, on a hiking trail, or terrorising her sister’s cats.
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