15th December 2025 - 3 min read
Maybank has announced three changes to its myimpact Credit Cards and myimpact Credit Cards-i that will take effect from 1 January 2026. These updates affect the cash back programme, rewards points structure, and income requirements for one of the card variants.
One of the key updates is the transformation of the 8% cash back on ESG (Environmental, Social, and Governance) spending into a permanent benefit for all myimpact cardholders. This cash back, which was previously offered as a promotional feature, will now be available year-round.
The cash back remains capped at RM35 per month, meaning cardholders can earn a maximum of RM35 in cash back each month on eligible ESG-friendly purchases. Additionally, the 0.5% cash back on contactless transactions will continue as before, with the same monthly cap.
Starting on 1 January 2026, Maybank will no longer award TreatsPoints for new transactions made with myimpact Credit Cards or myimpact Credit Cards-i. This means that cardholders will no longer accumulate points for new purchases on these cards after this date.
However, any TreatsPoints accumulated before 2026 will remain valid and can be redeemed until they reach their expiry date. Cardholders are encouraged to review their points balances regularly to ensure they use their points before they expire.
Maybank is also reducing the minimum annual income requirement for the Maybank Islamic myimpact Ikhwan Mastercard Platinum-i. The new threshold will be RM24,000 per year, down from the previous RM36,000. This 33% reduction allows more individuals to qualify for this card, as long as they meet the revised income requirement and other standard eligibility criteria.
It is important to note that this change applies only to the Ikhwan Mastercard Platinum-i. Income requirements for other myimpact card variants will remain unchanged.
Maybank has confirmed that the core benefits of the myimpact Credit Cards will not be affected by these updates. This includes features such as no annual fee, no late payment charge, and no compounding interest for conventional cards, or no compounding profit for Islamic cards. Cardholders will continue to enjoy these benefits as they currently stand.
For existing myimpact cardholders, no action is required to retain the ESG cash back benefit. The change will automatically apply from 1 January 2026.
Cardholders who have accumulated TreatsPoints should monitor their point balances and redemption deadlines. After 31 December 2025, no new points will be awarded, so it is important to redeem any accumulated points before they expire.
Those interested in applying for the Maybank Islamic myimpact Ikhwan Mastercard Platinum-i can do so if they meet the revised income requirement of RM24,000 annually, along with other standard eligibility criteria.
More information is available through Maybank’s official website.
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Iman writes about personal finance with curiosity. She is interested in the stories behind money, the hesitation around big decisions, and the small habits that shape financial futures. Off the clock, she is either dissecting a film or climbing her way up the leaderboard in her favourite games.
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