Life is full of meaningful moments—starting a dream venture, renovating your kitchen, or looking for much-needed funds for your cash flow gap. That’s where AEON Bank’s Personal Financing-i (PF-i) comes in. It’s a fully digital, collateral-free, Shariah-compliant financing facility designed to help you achieve what truly matters, offering responsibility and flexibility.

Why AEON Bank Personal Financing-i is Right For You

When it comes to personal financing, flexibility and accessibility are key. With AEON Bank Personal Financing-i (PF-i), you can secure funding from as low as RM1,000 up to RM50,000—whether you need a small financial boost for an immediate expense or a larger sum for a significant life event, there’s an option tailored just for you. What’s more, enjoy a flexible payment tenure of 3 to 48 months, giving you an ample time frame to manage your finances comfortably.

This personalised approach means you only finance what you need and pay it off within a time frame that works for you, making it a smarter and more manageable way to achieve your goals. On top of that, PF-i offers a Flat Profit Rate of 6.88% per annum, with an Effective Profit Rate ranging from 10.29% to 12.70% per annum. This cost-effective option, combined with a minimal RM1.00 Wakalah Fee upon acceptance, makes financing more accessible.

Worried about eligibility? AEON Bank Personal Financing-i is open to all Malaysians aged 18 to 55 with a monthly gross income of RM2,500 or more. AEON Bank understands that traditional salary slips aren’t the only proof of financial stability; in fact, gig workers, freelancers, and commission-based earners are also welcome to apply. This inclusive approach ensures that more Malaysians can access the financial support they need, regardless of their type of employment.

No more long queues at a bank’s branch or tedious paperwork. With AEON Bank’s fully digital app-based application process, you can apply for financing anytime, anywhere, right from your smartphone.

Best of all, no collateral or guarantor is required. Unlike certain personal financing that demands collateral, other assets, or a co-signer, AEON Bank Personal Financing-i offers collateral-free financing, giving you peace of mind and eliminating unnecessary stress.

Additionally, once the application is successful, customers will be able to track and manage their financing plans seamlessly, anytime, anywhere, within AEON Bank’s secure digital banking app. This digital-first approach ensures a fast, secure, and user-friendly experience, eliminating the complexities of traditional financing applications.

How to Get Started – Apply For PF-i Now In Just A Few Taps:

1. Download the AEON Bank app (if you haven’t already).
2. Activate your account by following the steps within the app.
3. Apply for AEON Bank Personal Financing-i in just minutes!
4. Just ensure you have either your latest EPF statement (reflecting a minimum of 6 months’ contributions if you’re a salaried worker) or your latest 6 months’ bank statements (if you’re self-employed).

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Flexible Financing That Aligns With Your Values

AEON Bank  Personal Financing-i isn’t just about convenience; it’s about ethical, Shariah-compliant financing that empowers you without compromise. Whether you’re planning for life’s little joys or bigger ambitions, AEON Bank is here to support you every step of the way.

AEON Bank is part of the AEON Group, which has been a household name for over 40 years in Malaysia and for more than 200 years in Japan. AEON Bank remains steadfast in its commitment to providing financial accessibility to all Malaysians, as well as empowering the community to achieve their financial aspirations and economic independence.

Ready to take the next step? Apply now via the AEON Bank app and turn your financial dreams and aspirations into reality with AEON Bank Personal Financing-i! Find out more about AEON Bank PF-i terms and conditions here. Download the AEON Bank app by scanning the QR Code below and apply for PF-i today.

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• Personal Financing-i