Bank Islam’s Personal Financing Mega Campaign Offers A Chance To Win Perodua Alza

Eloise Lau

22nd April 2024 - 4 min read

Bank Islam is currently running its Personal Financing Mega Campaign 2024, where it is offering a total of 4 Perodua Alza vehicles to be won for each campaign quarter. Set to run in 2 campaign periods, the first quarter will be held until 31 March 2024, and the second quarter will run from 1 April 2024 to 30 June 2024.

Customers can earn entries, with the total amount of entries based on the products that are applied. The table below breaks down how many eligibility units you will be entitled to when you apply and obtain approval for financing products:

Product	Eligibility Units
Personal Financing-i	10
Home Financing-i	5
Vehicle Financing-i	3

You can also increase your chances of winning by adding on products as per the table below:

Product	Eligibility Units
Takaful myPA Care / Takaful myHome Content / Will Writing	5
Ar-Rahnu	10

Latest Update On Personal Financing-i Offerings

Bank Islam has recently updated its Personal Financing-i offerings, increasing its financing amount from RM300,000 to a maximum of RM400,000 in addition to offering special profit rates for selected customers. Aside from the increase in financing amount, Bank Islam’s Personal Financing-i also offers the following essential features:

No Collateral:
No collateral is required while applying for Bank Islam Personal Financing-i packages, simplifying the application process.
Transparent Charges:
Manage your finances with peace of mind as there are no hidden charges.
No Guarantor Required:
No guarantor is needed when applying for any of the Bank Islam Personal Financing-i packages, and a strong credit score may even result in lower rates.
Fast Approval:
Experience efficient processing and speedy approval.
Flexible Financing Tenure (Up to 10 Years)
Benefit from adjustable payment periods to align with your unique financial situation.

Bank Islam’s Personal Financing-i (PF-i) Packages

If you’re a government servant, an individual in a public-listed company, or a professional in your respective field, Bank Islam offers unique PF-i options for you.

The PF-i Package:

This option is tailored for individuals employed in the public sector or those working for companies listed as Package Companies by Bank Islam. Applicants can secure a maximum of RM400,000 in financing, with a payment period of up to 10 years or until retirement age, whichever comes first. Depending on the chosen Takaful coverage, both floating and flat rates apply.

To be eligible, applicants must be Malaysian, aged 18 years or older, and have a minimum monthly income of RM2,000. Applicants can also enjoy the convenience of making payments through salary deductions or salary transfers with auto-debit.

The PF-i For Professionals:

Designed for individuals in professional roles as identified by Bank Islam, which encompass fields such as Medical, Engineering, and Accountancy. Applicants can request a maximum of RM400,000 in financing, with a tenure lasting up to 10 years or retirement age, whichever is earlier. The profit rates provided are floating and differ based on whether Takaful coverage is taken.

The eligibility criteria include being a Malaysian citizen, aged 25 years and above, and having a minimum monthly salary of RM3,500, though this might differ based on the profession.

The PF-i For Non-Package:

Designed for individuals employed by publicly listed companies or other prominent establishments, applicants choosing the PF-i Non-Package option are not required to have a salary arrangement with Bank Islam.

Applicants can get a maximum of RM300,000 in financing and receive a flat rate, which changes according to the Takaful coverage option chosen. To be eligible, applicants must be 18 years old and above, and have a minimum monthly income of RM4,000.

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If you’re looking for a personal financing option, Bank Islam’s PF-i packages may be able to help you navigate financial challenges, depending on your goals and present financial situation in mind. On top of that, you could be in the running to win a Perodua Alza if you apply and obtain approval for Bank Islam’s personal financing products from now until 30 June 2024.

Ready to make a financial move with Bank Islam? Click here to learn more.

For inquiries or assistance, contact your nearest Bank Islam branch or access the LMS link, where a dedicated team stands ready to provide personalised support and guidance, ensuring a seamless experience for all customers.

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