14th March 2026 - 3 min read

In the weeks leading up to Aidilfitri, expenses can add up quickly. From baju raya for the whole family and groceries for open house to duit Raya envelopes and last-minute gifts, many households find themselves making several purchases within a short period.
Even if each expense seems manageable on its own, paying for everything at once can stretch your monthly budget.
For those looking to manage their spending over time, PayLater by Grab offers a flexible way to manage these purchases. Instead of paying everything upfront, you can shop now and choose how you want to settle the payment later.
With PayLater by Grab, you get to decide how you pay. If your budget is tight this month, push the payment to next month. If you’d rather break it into smaller chunks, you can split it across 4, 8, or 12 months.
Do note that PayLater by Grab is only available to eligible Grab users. If you haven’t activated it yet, tap on the Finance amount in your Grab app and select PayLater to get started.
To make Raya shopping a little easier, Grab is also offering RM35 off purchases made using PayLater by Grab. The promo is valid nationwide on online purchases with selected merchants through the grab app, with a minimum spend on RM200.
On top of the discount, spend above RM200 and you’ll also earn up to 2x GrabCoins, giving you extra value to use on future Grab transactions including rides and food delivery.
At checkout, select PayLater by Grab as your payment method, choose your preferred plan, tap “Add Offer”, and enter promo code PLRAYA25 to apply your RM35 discount.
Once you’ve decided how you’d like to pay, the next step is filling your Raya shopping cart. From fashion to home essentials, there are 24 participating merchants to shop from this campaign. Head to the Shopping tab in your Grab app to browse, or check out the full list on the PayLater deals page.
With Raya preparations often happening in a short period of time, having flexible payment options can help make festive shopping a little easier to manage. Between the RM35 discount, extra GrabCoins, and instalment plans, the PayLater by Grab promotion is worth checking out if you’re looking for more flexibility in managing your festive expenses. As with any payment option, it’s best to choose a plan that fits comfortably within your budget and repayment ability.
The promo runs until 22 March, so browse all participating merchants and start shopping on the PayLater deals page before it wraps up.

Christina writes about personal finance with an eye for making the complicated feel straightforward. She is drawn to the everyday money decisions people face and genuinely enjoys finding the clearest way to explain them. Between articles, she is probably napping, on a hiking trail, or terrorising her sister’s cats.
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