Most of your monthly spending goes to things you barely think about. Fuel stops between commutes, parking that blends into daily errands, groceries picked up on the way home, meals ordered during a busy week.

None of these feel like big purchases on their own. But across a month, they shape where most of your spending goes. The same spending can also work towards two goals: managing today’s needs while bringing you closer to tomorrow’s plans.

Rather than treating these as separate goals, CIMB Credit Cards bring both into the same ecosystem — because with CIMB, it is always a big deal when everyday spending can unlock more value. The CIMB PETRONAS Visa Cards handle everyday spending, while the CIMB Travel Credit Cards turn it into travel rewards, so the same spending works harder in the background.

Turn Routine Spending Into Everyday Value

The CIMB PETRONAS Visa Cards cover the spending you already do every month, with cashback across these categories:

●       Petrol and EV charging

●       Groceries and dining

●       Cashless parking

And more…

Combine the CIMB PETRONAS Visa-i Credit Card and CIMB PETRONAS Visa Debit Card  to save up to RM1,970 in cashback, turning everyday expenses into rewarding savings. Plus, you get up to 16X access* to selected Plaza Premium Lounges worldwide and Sky Lounge at Subang Airport, adding comfort to your travel experience.

Your Spending Can Also Take You Further

Alongside day-to-day savings, more of these everyday expenses can go towards longer-term plans, especially travel.

With CIMB Travel Credit Cards, eligible purchases earn CIMB Bonus Points that can be redeemed for flights, travel perks, and more.

For Affluent Travellers

●        Up to 10X CIMB Bonus Points on airline tickets, duty-free, and overseas spending

●       No extra bank fees on foreign currency spending (CIMB Travel World Elite only)

●       Up to 24X lounge access annually: Up to 12X visits to selected Plaza Premium First & Plaza Premium Lounges worldwide, plus 12X visits to Sky Lounge/Sky Lounge Xpress at Subang Airport

●       1st year  annual fee waived (with minimum spending requirement)

For travel starters

CIMB Travel Platinum Credit Card

•    Enjoy up to 5X CIMB Bonus Points on airline tickets, duty-free and overseas spending, and redeem flights [3] with 12 airline partners

•    Get complimentary Grab ride worth RM65 per ride to/from airports within Malaysia (1 July 2026 – 31 December 2026)

•    Up to 16X airport lounge visits annually: 4X visits to selected Plaza Premium First & Plaza Premium Lounges worldwide, plus 12X visits to Sky Lounge/Sky Lounge Xpress at Subang Airport

•    No annual fee

Everyday spending builds towards your next trip, whether that’s a weekend away or a longer holiday. No separate budgets, no extra planning.

One Ecosystem, Two Types Of Rewards

Your spending already covers the things you need every day, from fuel and groceries to travel and overseas purchases.

Rather than separating these, CIMB Credit Cards bring them into one ecosystem that rewards spending based on how and where you spend.

Interested to apply or know more about CIMB Credit Cards?

·    For CIMB PETRONAS Visa Cards, click here.

·    For CIMB Travel Credit Cards, click here.

*For CIMB PETRONAS Visa Infinite-i only.

Terms and Conditions apply.