25th March 2025 - 3 min read
Looking for a smarter way to shop without stretching your budget? RHB PayLater/-i is here to make your shopping experience more convenient and affordable! As Malaysia’s first Buy Now, Pay Later (BNPL) solution linked directly to debit cards, RHB PayLater/-i allows you to split your purchases of up to RM1,499 using your RHB Debit Card/-i.
This initiative is designed to enhance financial flexibility while promoting responsible spending. It reflects RHB’s commitment to offering customer-centric innovations that not only improve financial well-being but also support sustainable economic growth. By addressing the increasing demand for seamless and transparent payment solutions, RHB PayLater/-i is tailored to fit the evolving lifestyles of modern consumers.
Zero Interest/Profit
Enjoy zero interest/profit when you shop at selected merchants, making it a cost-effective way to manage your spending.
Make Big Purchases Affordable
With RHB PayLater/-i, you can make purchases up to RM1,499 and pay directly from your RHB Current/Savings Account/-i, helping you budget more effectively.
Flexible Instalments
You have the option to split your payments into 3-month or 6-month instalments, giving you greater financial flexibility.
Easier Approvals
No separate app or additional accounts are needed—simply use your RHB Debit Card/-i at checkout and enjoy the benefits instantly.
Accepted Nationwide
Shop from a wide variety of merchants across Malaysia and enjoy seamless payment flexibility wherever you go.
From 4 February 2025 to 30 April 2025, customers who use RHB PayLater/-i with a minimum spend of RM500 at selected stores can enjoy up to RM25 cashback and exclusive discounts.
What’s more – RHB PayLater/-i is accepted at a variety of merchants, including electronics stores, fashion retailers, home & living outlets, and more. Some popular participating brands include:
Machines – Upgrade your tech with the latest devices.
Al-Ikhsan Sports – Shop the latest fashion trends for athleisure and sportswear.
Courts – Redecorate your space with stylish furniture.
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Sign up for RHB PayLater/-i! Getting started is simple:
For New RHB Customers:
1. Apply for an RHB Savings/Current Account/-i online.
2. Head to any RHB branch and opt for RHB PayLater/-i
3. Receive SMS confirmation.
4. Start shopping with your RHB Debit Card/-i!
For Existing RHB Customers:
1. Head to any RHB branch and opt for RHB PayLater/-i.
2. Receive SMS confirmation.
3. Enjoy seamless shopping with flexible instalments!
Don’t miss out on the benefits of RHB PayLater/-i. Enjoy zero interest/profit, flexible instalments, and exclusive cashback when you shop at participating stores.
Find out more on the RHB website and sign up today!
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The contents of this article do not constitute financial advice. Readers should conduct their own research before making a financial decision.
RHB Deposit Accounts/-i are protected by PIDM. Investment products are not protected by PIDM. RHB is a member of PIDM.
For avoidance of doubt, RHB Islamic Bank only promotes and manages promotions in relation to RHB Islamic Bank products and its related proposition only.
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As a creative content writer, Eloise has covered finance, business, lifestyle topics, and even moonlights as a singer-songwriter outside of RinggitPlus. Her current interests are learning the best ways to optimise spending and credit card hacks to gain more airline miles.
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