Looking for a credit card that complements your love for travel without the premium price tag? While most travel-centric cards come with high annual income requirements and hefty fees, the Bank Rakyat Platinum Explorer Credit Card-i stands apart as an accessible yet feature-rich option. 

Designed with frequent travellers in mind, this card offers a suite of perks that rival even high-tier alternatives—think cashback on bookings, zero currency conversion fees, and access to airport lounges—all with a much lower income requirement. 

Experience More Savings And Benefits With Every Trip

The Bank Rakyat Platinum Explorer Credit Card-i is tailored for travellers who want to save at every step of their journey. Here’s why it stands out: 

5% Cashback On All Airline, Hotel, and Travel Packages

Whether you’re booking a flight, reserving a room, or planning a full-fledged vacation, the Platinum Explorer Credit Card-i offers 5% cashback on your spending. With an annual cap of RM1,000, this translates to significant savings before you even pack your bags. Unlike other cards with restrictive monthly cashback limits, this generous structure ensures you earn more with bigger, one-time travel purchases. 

0% Currency Conversion Fee 

During your holiday overseas, this card eliminates the typical currency conversion fees, a hidden fee that sometimes can go up to 3% of the transaction amount! With 0% currency conversion charges, you can be sure that there will be no hidden costs and no surprises. Enjoy a stress-free spending experience that maximises your value wherever you go.

Rakyat Reward Points

Enjoy 1 Rakyat Reward Point for every RM10 spent on the Bank Rakyat Platinum Explorer Credit Card-i. These points are easily convertible to cash, at a rate of RM0.10 for every 10 Rakyat Reward Points.

Added Perks That Elevate The Experience

Beyond savings, the Bank Rakyat Platinum Explorer Credit Card-i offers benefits that enhance the entire travel experience: 

Shariah-Compliant

The Bank Rakyat Platinum Explorer Credit Card-i is fully Shariah-compliant, ensuring that your financial activities are in line with Islamic principles. Enjoy peace of mind knowing that your spending is ethically aligned with your values.

3x Complimentary Plaza Premium Lounge Access Per Year 

Start your journey on the right note with complimentary access to Plaza Premium Lounges in Malaysia, and enjoy food, beverages, and a serene environment to relax or work before your flight. 

0% Flexi Payment Plan For Up to 24 Months 

Your dream vacation doesn’t have to strain your finances. This flexible payment option allows you to spread out larger expenses, such as flight tickets, hotel stays, or your holiday shopping, over manageable monthly instalments. 

A Travel Card For Everyone 

As mentioned earlier, the Bank Rakyat Platinum Explorer Credit Card-i offers competitive travel perks before, during, and after your holidays— at an accessible income requirement of RM60,000 per year (or RM5,000 per month)—nearly half of what most premium travel cards require. 

This balance of affordability and robust benefits makes it an ideal choice for savvy travellers seeking value and convenience. Ready to elevate your travel experience? Click here to explore more about the card and how it saves money at every step of your travels.

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• Bank Rakyat
• Bank Rakyat Platinum Explorer Credit Card-i