Credit Counselling and Debt Management Agency, better known as AKPK, has been very busy these days. Thanks to AKPK’s good work, 2,460 people have managed to settle RM80.9 million bank debts via its credit management programme.
Your favourite clothing brand goes on sale. A week-long overseas vacation. That latest gadget that you just have to own. Another party to celebrate another weekend. And how do we pay for all of these? With our credit cards, of course!
We've previously written about what bankruptcy is and what it happens when you're made bankrupt. In this post we'll tell you how to get yourself back on the path to creditworthiness.