Credit History

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Credit History
5 Common Misconceptions About Your Credit Report
- 6th March 2018
Understanding your credit report is essential in managing your credit and dealing with your finances, so it's important to clear up any misconceptions you may have about it!
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Credit History
Top Tips to Get Your Loan Approved When You’re Self-Employed
- 13th October 2017
Have you ever wondered what you need to prepare to apply for a loan if you're self-employed? Check out our tips on improving your loan approval chances as a self-employed applicant here!
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Credit History
How to Build a Credit History Without a Credit Card
- 15th April 2016
Not a big fan of credit cards but worried about building up your credit score? We'll show you surefire alternatives that could help!
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Credit History
5 Reasons Why a Bank May Consider You a Risky Customer
- 21st July 2015
Did you recently get your loan or credit card application turned down? It may be because you are considered a risky customer. Here are five possible reasons that may lead to a bank tagging you as a risk.
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Credit History
Why Did I Not Get the Best Interest Rate for My Personal Loan?
- 9th July 2015
In our last article on personal loans - we looked into why you didn't get your personal loan approved. But what if you did but are not too pleased with the interest rate? We break it down for you.
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Credit History
Is Having No Credit Better Than Bad Credit?
- 1st July 2015
Credit histories - most of us have one - but what does it mean for your personal finances if you have no credit history at all? Is that any worse, or better, than having a bad credit history?
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Most Viewed Articles
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Best Fixed Deposit Accounts In Malaysia – October 2021
The RinggitPlus Team
- 1st October 2021
We provide monthly updates on the best fixed deposit rates in Malaysia with tables showing the top 5 rates for the duration of 1, 3, 6, 9, and 12 months.
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Petrol Price Malaysia Live Updates (RON95, RON97 & Diesel)
The RinggitPlus Team
- 20th October 2021
We provide weekly updates on every Friday at 5pm on the prices of RON95, RON97 and Diesel in Malaysia and a chart that shows the movement of fuel prices across a 6-week period. Bookmark this page now!
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Malaysia Personal Income Tax Guide 2021 (YA 2020)
Jacie Tan
- 25th March 2021
That time of the year has come around again – so let’s see how ready you are to […]
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Shopping Responsibly, Is ‘Buy Now, Pay Later’ The Way To Go?
Katrina Balan Quiroz
- 18th June 2021
E-commerce has experienced a boom over the last year with an 87% growth in 2020 compared to 2019 […]