Financial Behaviour

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Financial Behaviour
Two-Faced Credit Cards: Friend or Foe?
- 3rd September 2014
Like a double edged sword, a credit card can be a friend when making a purchase or a foe when you struggle to pay the bills. To come out the winner, you must understand all the risks and benefits that come with paying on credit.
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Financial Behaviour
What can I do to improve my Credit Report?
- 22nd May 2014
Bad debt weighing you down? Keep calm and read on for our tips on how to improve your credit report.
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Financial Behaviour
We’ve got you: the credit card safety net
- 16th May 2014
There are those times when you reach for your wallet, or stick your hand in your pocket, and find you've got no cash left. At those moments your credit card is the best friend you'll ever have. Don't believe us? Read our stories..
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Financial Behaviour
Why you should read your Credit Card terms and conditions!
- 21st January 2014
The biggest lie ever told by the majority is the tick that says 'yes we read the terms and conditions'! Our super infographic will show why you should read them!
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Financial Behaviour
Real Life: The Gen-Y Money Tracker
- 8th January 2014
Think it's hard keeping track of your spending? 25 year old Shan from the Klang Valley did more. He tracked every ringgit and created an awesome infographic with the data! How's that for a Gen-Y twist on money management?
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Financial Behaviour
Singaporeans feeling the pinch of Credit Card Debt
- 27th September 2013
As Malaysians wait with bated breath to see what other damage the Budget 2014 will inflict on their already tight spending, it appears Singapore isn't safe from the debt crunch either.
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Financial Behaviour
How to recover from being made bankrupt
- 11th September 2013
We've previously written about what bankruptcy is and what it happens when you're made bankrupt. In this post we'll tell you how to get yourself back on the path to creditworthiness.
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Financial Behaviour
New EPF rules mean more for retirement but less for unit trust investments
- 9th September 2013
EPF is our go-to source for money when we reach retirement age. Did you know that new rules will be implemented in January 2014?
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Financial Behaviour
Credit Card: A Friend in Need or A Foe Indeed?
- 29th May 2013
We used to go everywhere together, my friend and I; movies, shopping, dining and even holidays. I loved being around her; she made me feel complete. When I was short on cash, she offered help. Then she betrayed me - who is she? My credit card
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Financial Behaviour
My First Ringgit Puts Kids On The Right Track
- 27th May 2013
Education and Research Association for Consumers, Malaysia (ERA)'s My First Ringgit program, is part of their on-going Stretching Your Ringgit series, a financial education initiative aimed at kindergarten children between the ages of 4 and 6 years.
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What You Need to Know When Cancelling Your Credit Card
Diana Chai
- 20th September 2014
Have you thought about cancelling a credit card (or two)? Before you do - read this quick guide on what you need to know (and consider) before cutting your cards up!
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What Kind of Broke Are You?
Ahmad Mudhakkir
- 13th May 2016
Sometimes we have money, and other times we don't. When we don't have money we call ourselves "broke", but is that word enough to describe it?
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Should You Have a Joint Account with Your Spouse?
Desiree Nair
- 8th September 2015
Have you thought about opening a joint account with your spouse? We take a look at the pros and cons plus a checklist to help you decide if it truly is the way to go.
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How to recover from being made bankrupt
Diana Chai
- 11th September 2013
We've previously written about what bankruptcy is and what it happens when you're made bankrupt. In this post we'll tell you how to get yourself back on the path to creditworthiness.