The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
Want A Higher Credit Card Limit? Here’s How To Actually Get Approved
- 28th October 2025
Many Malaysians hit a point where their credit card limit doesn’t quite fit their monthly spending anymore. Whether […]
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The Experts Corner
Should You Take A Personal Loan For Your Side Hustle?
- 27th October 2025
You’ve got a business idea. Maybe it’s a weekend photography gig, an online store, or freelance consulting. The […]
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The Experts Corner
Growing Your Money: Simple Investment Starts For First-Time Earners
- 23rd October 2025
You just landed your first real job. After paying rent, buying groceries, and treating yourself, something unexpected happens: […]
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The Experts Corner
The Beginner’s Guide To Buying Cryptocurrency Safely In Malaysia
- 22nd October 2025
Heard friends talking about Bitcoin? Seen news about cryptocurrency making millionaires? Wondering if you should invest? Before you […]
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The Experts Corner
Confused About EPF And SOCSO? Here’s What Your Deductions Actually Cover
- 21st October 2025
Every month, you see two deductions on your payslip: EPF and SOCSO. Most Malaysian employees know EPF is […]
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The Experts Corner
Your Personal Budget 2026 Action Plan
- 17th October 2025
When Prime Minister Anwar Ibrahim tabled Budget 2026 on 10 October, he announced a restructuring of how government […]
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The Experts Corner
Malaysia’s E-Invoice System: What It Means For Your Tax Filing
- 13th October 2025
Malaysia’s new e-invoicing system has been rolling out since August 2024, and if you’re a freelancer or self-employed […]
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The Experts Corner
RMFLS 2025: A Deep Dive Into Credit Scores And Social Media’s Role in Financial Literacy
- 9th October 2025
Do you find yourself scrolling through social media to find the best deals? How about bingeing on in-depth […]
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The Experts Corner
How To Waive Alliance Bank Credit Card Annual Fees
- 8th October 2025
Alliance Bank has rolled out new rules on annual fee waivers that give cardholders more flexibility. The bank […]
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The Experts Corner
Smart Ways To Pay Off Your Debt Faster Without Breaking Your Budget
- 7th October 2025
You don’t need to eat Maggi mee for breakfast or cancel your Netflix subscription to pay off debt […]
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The Experts Corner
The Best Durian For Every Budget This Season
Eloise Lau
- 26th June 2026
If you’ve walked past a durian stall recently, you’ve probably noticed that durian prices this season have dropped […]
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The Experts Corner
Your Pay, Leave, And Overtime Rights In 2026
Eloise Lau
- 9th July 2026
If you’ve ever looked at your payslip and wondered how much leave you should be getting, whether your […]
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The Experts Corner
Birthday Freebies 2026 For A Day Of Free Food And Fun
Eloise Lau
- 14th August 2026
It’s RinggitPlus’ birthday, and everybody loves free gifts, especially on their birthday! Plenty of brands and attractions offer […]
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The Experts Corner
Side Hustles for Working Professionals That Won’t Burn You Out
Christina Chandra
- 21st July 2026
It’s no secret that a single salary doesn’t stretch the way it used to. Between your home loan, car […]