The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
How To Waive Alliance Bank Credit Card Annual Fees
- 8th October 2025
Alliance Bank has rolled out new rules on annual fee waivers that give cardholders more flexibility. The bank […]
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The Experts Corner
Smart Ways To Pay Off Your Debt Faster Without Breaking Your Budget
- 7th October 2025
You don’t need to eat Maggi mee for breakfast or cancel your Netflix subscription to pay off debt […]
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The Experts Corner
RMFLS 2025: The Malaysian Investment Portfolio Decoded
- 6th October 2025
What does a Malaysian’s investment portfolio look like in 2025? The answer varies significantly by age and gender. […]
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The Experts Corner
Beyond Your First Paycheck: How To Build Your Financial Safety Net
- 2nd October 2025
In our previous guide, we covered the essentials for handling your first salary, from setting up bank accounts […]
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The Experts Corner
How Millennials And Gen Z Get Loans Differently In Malaysia
- 29th September 2025
Getting a loan when you’re 25 is nothing like getting one when you’re 35. Malaysian banks have cottoned […]
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The Experts Corner
RON95 for RM1.99? Here’s How Every Malaysian Can Get It
- 26th September 2025
You’ve probably heard a lot of chatter about the new Budi95 fuel subsidy, and let’s be honest, it […]
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The Experts Corner
A Malaysian’s Guide To Waiving Credit Card Annual Fees
- 24th September 2025
Credit cards can be incredibly useful, offering rewards, cashback, and convenience. But many cards, especially those with better […]
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The Experts Corner
Borrowing After 55: A Guide To Personal Loans For Malaysian Retirees
- 23rd September 2025
Life doesn’t stop at retirement. Whether it’s renovating the house, funding a grandchild’s education, or finally taking that […]
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The Experts Corner
We Found Out How to Buy the New iPhone For (Almost) Free?!
- 19th September 2025
The iPhone 17 is finally here! While that shiny new device looks great, the premium price tag can […]
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The Experts Corner
Are Subscriptions Slowly Taking Over Your Finances?
- 18th September 2025
Remember when “subscription” meant just your morning newspaper or monthly magazine? Those simpler days feel like a distant […]
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The Experts Corner
Birthday Freebies 2026 For A Day Of Free Food And Fun
Eloise Lau
- 14th August 2026
It’s RinggitPlus’ birthday, and everybody loves free gifts, especially on their birthday! Plenty of brands and attractions offer […]
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The Experts Corner
Where To Find Merdeka Deals In 2026
Iman Aminuddin
- 28th August 2026
As Malaysia gets ready to celebrate 69 years of independence, brands across the country are marking Merdeka with […]
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The Experts Corner
You Might Be Underestimating What RM100 A Month Can Do
Christina Chandra
- 2nd September 2026
It’s not hard to make your money make money. Invest RM100 a month from age 25 at a […]
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The Experts Corner
Where To Find Malaysia Day Deals In 2026
Eloise Lau
- 11th September 2026
If there’s one thing that can bring Malaysians together, it’s makan! And with Malaysia Day just around the […]