The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
RMFLS 2025: The Malaysian Investment Portfolio Decoded
- 6th October 2025
What does a Malaysian’s investment portfolio look like in 2025? The answer varies significantly by age and gender. […]
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The Experts Corner
Beyond Your First Paycheck: How To Build Your Financial Safety Net
- 2nd October 2025
In our previous guide, we covered the essentials for handling your first salary, from setting up bank accounts […]
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The Experts Corner
How Millennials And Gen Z Get Loans Differently In Malaysia
- 29th September 2025
Getting a loan when you’re 25 is nothing like getting one when you’re 35. Malaysian banks have cottoned […]
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The Experts Corner
RON95 for RM1.99? Here’s How Every Malaysian Can Get It
- 26th September 2025
You’ve probably heard a lot of chatter about the new Budi95 fuel subsidy, and let’s be honest, it […]
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The Experts Corner
A Malaysian’s Guide To Waiving Credit Card Annual Fees
- 24th September 2025
Credit cards can be incredibly useful, offering rewards, cashback, and convenience. But many cards, especially those with better […]
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The Experts Corner
Borrowing After 55: A Guide To Personal Loans For Malaysian Retirees
- 23rd September 2025
Life doesn’t stop at retirement. Whether it’s renovating the house, funding a grandchild’s education, or finally taking that […]
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The Experts Corner
We Found Out How to Buy the New iPhone For (Almost) Free?!
- 19th September 2025
The iPhone 17 is finally here! While that shiny new device looks great, the premium price tag can […]
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The Experts Corner
Are Subscriptions Slowly Taking Over Your Finances?
- 18th September 2025
Remember when “subscription” meant just your morning newspaper or monthly magazine? Those simpler days feel like a distant […]
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The Experts Corner
The Minimum Payment Trap: Why It Costs You More in the Long Run
- 17th September 2025
When your credit card bill arrives, that small minimum payment amount can look pretty tempting. It’s usually just […]
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The Experts Corner
Your First Paycheck Is In! Here’s Your 5-Step Financial Checklist
- 12th September 2025
There’s something special about seeing your first salary hit your account. After years of studying, interning, and surviving […]
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The Experts Corner
The Best Durian For Every Budget This Season
Eloise Lau
- 26th June 2026
If you’ve walked past a durian stall recently, you’ve probably noticed that durian prices this season have dropped […]
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The Experts Corner
Your Pay, Leave, And Overtime Rights In 2026
Eloise Lau
- 9th July 2026
If you’ve ever looked at your payslip and wondered how much leave you should be getting, whether your […]
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The Experts Corner
Side Hustles for Working Professionals That Won’t Burn You Out
Christina Chandra
- 21st July 2026
It’s no secret that a single salary doesn’t stretch the way it used to. Between your home loan, car […]
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The Experts Corner
Birthday Freebies 2026 For A Day Of Free Food And Fun
Eloise Lau
- 14th August 2026
It’s RinggitPlus’ birthday, and everybody loves free gifts, especially on their birthday! Plenty of brands and attractions offer […]