The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
What Happens When You Don’t Pay Your Credit Card Debt In Malaysia
- 10th September 2025
Credit card debt does not become a serious issue overnight, it can creep up on you. In Malaysia, […]
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The Experts Corner
How to Cancel a Credit Card in Malaysia
- 9th September 2025
Thinking of cancelling a credit card? Whether you’re trying to avoid annual fees or just don’t use it […]
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The Experts Corner
What Are The Best Petrol Credit Cards In Malaysia 2025?
- 4th September 2025
Finding the right petrol credit card is not easy. The best choice will depend on your spending habits, […]
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The Experts Corner
How Can I Apply For A Credit Card With A Low Or Varied Income?
- 3rd September 2025
If you’re a freelancer, a gig economy worker, or someone whose pay is mostly commission-based, you might think […]
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The Experts Corner
How to Get Approved for a Personal Loan in Malaysia
- 2nd September 2025
Most Malaysians think getting a personal loan means begging banks for money. That’s backwards thinking. You’re interviewing them […]
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The Experts Corner
What To Do When You’re Robbed Or Lose Your Cards While Travelling
- 28th August 2025
We all dread the thought of credit card fraud when we’re travelling overseas. Imagine you’re in a foreign […]
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The Experts Corner
What Is an Islamic Personal Loan?
- 27th August 2025
An Islamic personal loan, more accurately called personal financing-i in Malaysia, is a financial product that provides you […]
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The Experts Corner
Compound Interest: What It Is And How To Calculate It
- 26th August 2025
Compound interest is one of the most important concepts in personal finance. It can help you grow your […]
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The Experts Corner
Can You Use Your EPF To Renovate Your Home?
- 25th August 2025
Thinking about using your EPF savings for home renovations? You’re not alone. Many people assume that because EPF […]
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The Experts Corner
What Happens To Your Debts When You Die? A Complete Guide For Malaysian Families
- 20th August 2025
Losing someone close to you is hard enough without having to worry about unexpected bills piling up. While […]
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The Experts Corner
The Best Durian For Every Budget This Season
Eloise Lau
- 26th June 2026
If you’ve walked past a durian stall recently, you’ve probably noticed that durian prices this season have dropped […]
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The Experts Corner
Your Pay, Leave, And Overtime Rights In 2026
Eloise Lau
- 9th July 2026
If you’ve ever looked at your payslip and wondered how much leave you should be getting, whether your […]
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The Experts Corner
Side Hustles for Working Professionals That Won’t Burn You Out
Christina Chandra
- 21st July 2026
It’s no secret that a single salary doesn’t stretch the way it used to. Between your home loan, car […]
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The Experts Corner
Birthday Freebies 2026 For A Day Of Free Food And Fun
Eloise Lau
- 14th August 2026
It’s RinggitPlus’ birthday, and everybody loves free gifts, especially on their birthday! Plenty of brands and attractions offer […]