The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
Are Subscriptions Slowly Taking Over Your Finances?
- 18th September 2025
Remember when “subscription” meant just your morning newspaper or monthly magazine? Those simpler days feel like a distant […]
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The Experts Corner
The Minimum Payment Trap: Why It Costs You More in the Long Run
- 17th September 2025
When your credit card bill arrives, that small minimum payment amount can look pretty tempting. It’s usually just […]
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The Experts Corner
Your First Paycheck Is In! Here’s Your 5-Step Financial Checklist
- 12th September 2025
There’s something special about seeing your first salary hit your account. After years of studying, interning, and surviving […]
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The Experts Corner
What Happens When You Don’t Pay Your Credit Card Debt In Malaysia
- 10th September 2025
Credit card debt does not become a serious issue overnight, it can creep up on you. In Malaysia, […]
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The Experts Corner
How to Cancel a Credit Card in Malaysia
- 9th September 2025
Thinking of cancelling a credit card? Whether you’re trying to avoid annual fees or just don’t use it […]
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The Experts Corner
What Are The Best Petrol Credit Cards In Malaysia 2025?
- 4th September 2025
Finding the right petrol credit card is not easy. The best choice will depend on your spending habits, […]
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The Experts Corner
How Can I Apply For A Credit Card With A Low Or Varied Income?
- 3rd September 2025
If you’re a freelancer, a gig economy worker, or someone whose pay is mostly commission-based, you might think […]
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The Experts Corner
How to Get Approved for a Personal Loan in Malaysia
- 2nd September 2025
Most Malaysians think getting a personal loan means begging banks for money. That’s backwards thinking. You’re interviewing them […]
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The Experts Corner
What To Do When You’re Robbed Or Lose Your Cards While Travelling
- 28th August 2025
We all dread the thought of credit card fraud when we’re travelling overseas. Imagine you’re in a foreign […]
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The Experts Corner
What Is an Islamic Personal Loan?
- 27th August 2025
An Islamic personal loan, more accurately called personal financing-i in Malaysia, is a financial product that provides you […]
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The Experts Corner
Birthday Freebies 2026 For A Day Of Free Food And Fun
Eloise Lau
- 14th August 2026
It’s RinggitPlus’ birthday, and everybody loves free gifts, especially on their birthday! Plenty of brands and attractions offer […]
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The Experts Corner
What To Do When Your Landlord Won’t Return Your Deposit
Eloise Lau
- 28th July 2026
Not getting your rental deposit back can be frustrating, especially when your landlord has stopped responding or is […]
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The Experts Corner
Government Benefits You Can Claim After Turning 60
Iman Aminuddin
- 6th August 2026
If you’ve just turned 60, you may now be recognised as a warga emas. And what many people […]
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The Experts Corner
What Dental Treatment Costs At A Private Clinic
Christina Chandra
- 29th July 2026
A lot of us put off the dentist over cost, sometimes until a cracked tooth or infection forces […]