Hong Leong AirAsia Gold Visa

Fly to your favourite destination with a Hong Leong AirAsia card where you can earn up to 1X BIG Points for AirAsia flight bookings and daily spending!

Hong Leong AirAsia Gold VisaEarn BIG Points and redeem your next flight!
Min. Income
RM2,000/month
Annual Fee
Free*
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 8.99% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Hear from our users

Find out how Malaysians start making smart financial decisions with us
VIEW MORE >

Rewards

Earn 1 BIG Point for every RM2 overseas spend and RM5 local spend. Get 3,000 Welcome BIG Points when you spend a minimum of RM1,500 in the first 60 days from the card's approval date. Additional 3,000 BIG Points per quarter with a minimum spend of RM3,000 per calendar quarter.

AirAsia BIG Points
EarnSpend
6 points on every RM1for AirAsia transactions
1 point on every RM2for overseas transactions
1 point on every RM5for local transactions

Travel

Earn 6 BIG Points for every RM1 spent on any AirAsia transactions.

Premium

Enjoy 3,000 Welcome BIG Points when you spend a minimum of RM1,500 within 60 days of the card approval and extra 3,000 BIG Points when you spend min. RM3,000 per calendar quarter.

Balance Transfer

Hong Leong offers balance transfers from as low as 6.99% on a 6 and 12 months payment plan.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and 3%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 5%one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Hong Leong Flexi Payment Plan (FPP) offers an instalment period from 6 to 36 months at 8.99% p.a.

Hong Leong Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months8.99% p.a.and no one-time upfront handling feeRM500
12 months8.99% p.a.and no one-time upfront handling feeRM1,000
18 months8.99% p.a.and no one-time upfront handling feeRM1,000
24 months8.99% p.a.and no one-time upfront handling feeRM2,000
36 months8.99% p.a.and no one-time upfront handling feeRM2,000
Learn more about Hong Leong Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM200 primary card

    First year free

    Waived when Minimum 1 swipe within 45 days from card issuance date

  • RM80 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 65 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Hong Leong Flexi Payment Plan
Make your purchases anywhere and anytime with an instalment of up to 36 months. Take the heat off paying for that hot ticket item!
Cash Advance / Cash Loan
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1,000 from up to 3 other banks!

Review

Earn BIG Points for Every Spend with Hong Leong AirAsia Gold Visa

Do you have a favourite destination in mind but you're just waiting for cheap deals? 

This Hong Leong AirAsia Gold Visa card helps you to convert every Ringgit of your AirAsia spend and daily transactions into BIG Points!

Every RM1 AirAsia spend6 BIG Points
Every RM2 Overseas spend1 BIG Point
Every RM5 Local spend1 BIG Point

Do note that in order for you to be eligible to earn BIG Points, you must be a registered BIG Member with AirAsia with a valid or active card account.

You do not have to worry if you're not a registered BIG Member at the time of application. 

You only need to authorize the Bank to facilitate your application for registration with AirAsia as a BIG Member.

Bonus BIG Points

That's not all! This Hong Leong credit card continues to reward you with Welcome & Quarterly BIG Points.

An additional 3,000 Welcome bonus reward points will be awarded a minimum retail transaction of RM1,500 within the first 60 days from the card approval date.

There is also an additional 3,000 Quarterly bonus reward points that will be awarded a minimum retail transaction of RM3,000 per calendar quarter. That's 4 times a bonus in a year!

Definition of Calendar Quarter:

  1. Quarter 1: 1 January - 31 March
  2. Quarter 2: 1 April - 30 June
  3. Quarter 3: 1 July - 30 September
  4. Quarter 4: 1 October - 31 December

Hong Leong AirAsia Gold Visa - Annual Fee Waiver

In addition to the Welcome BIG Points, your first-year annual fee will be waived! 

Just make sure that you have a minimum of 1 retail swipe within 45 days from your Hong Leong AirAsia Gold Visa approval date.

Credit Card » Hong Leong Bank

✕

Apply Now

Answer a few questions with our chatbot

PDPA

We protect your personal information in compliance with the PDPA

We respect your privacy and we are committed to handle your personal information safely and responsibly
✕
Search Icon

Get the financial support you need

Featurebox

We’ll guide you through your application for this financial product