Hong Leong AirAsia Platinum Visa

Fly to your favorite destination with Hong Leong AirAsia card where you can earn up to 6X BIG Points for AirAsia flight bookings and daily spends!

Hong Leong AirAsia Platinum VisaEarn up to 6X BIG Points and redeem your next flight!
Min. Income
RM2,000/month
Annual Fee
Free*
Balance Transfer
From 6.99% p.a.
Easy Payment Plan
From 8.99% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Rewards

Earn 1 BIG Point for every RM2 overseas spend and RM3 local spend.

BIG Points
EarnSpend
6 points on every RM -for AirAsia transactions
1 point on every RM2for overseas transactions
1 point on every RM3for local transactions

Travel

Earn 6 BIG Points for every RM1 AirAsia flight booking spend.

Premium

Enjoy instant upgrade to Platinum Freedom Flyer status where you get to enjoy Priority Check-in, Priority Boarding, Xpress baggage collection and up to 7X more BIG Points!

Balance Transfer

Hong Leong offer balance transfers from as low as 6.99% on 6 and 12 months payment plan.

Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
12 months6.99% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Hong Leong Flexi Payment Plan (FPP) offers instalment period from 6 to 36 months at 8.99% p.a.

Hong Leong Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months8.99% p.a. and no one-time upfront handling feeRM500
12 months8.99% p.a. and no one-time upfront handling feeRM1,000
18 months8.99% p.a. and no one-time upfront handling feeRM1,000
24 months8.99% p.a. and no one-time upfront handling feeRM2,000
36 months8.99% p.a. and no one-time upfront handling feeRM2,000
Learn more about Hong Leong Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM350 primary card

    First year free

    Waived when Minimum 1 swipe within 45 days from card issuance date

  • RM150 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 65 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Hong Leong Flexi Payment Plan
Make your purchases anywhere and anytime with an instalment of up to 36 months. Take the heat off paying for that hot ticket item!
Cash Advance / Cash Loan
Hong Leong Call For Cash Plus
If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Balance Transfer Plans
Hong Leong Balance Transfer
Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1000 from up to 3 other banks!

Review

Do you have a favorite destination in mind but you're just waiting for cheap deals? Introducing the most powerful travel card - Hong Leong AirAsia Platinum Visa card! Why is it the most powerful travel card? It's because you can now earn MORE BIG Points which means you don't have to wait for cheap deals any longer! Get ready to redeem your next flight soon!

Earn up to 6X BIG Points

This AirAsia Platinum Visa card helps you to earn up to 6 BIG Points for your AirAsia flight bookings and also daily transactions!

Every RM1 AirAsia spend6 BIG Points
Every RM2 Overseas spend1 BIG Point
Every RM3 Local spend1 BIG Point

Do note that in order for you to be eligible to earn BIG Points, you must be a registered BIG Member with AirAsia with a valid or active card account. You do not have to worry if you're not a registered BIG Member at the time of application. You only need to authorize the Bank to facilitate you application for registration with AirAsia as a BIG Member. 

Bonus BIG Points

That's not all! AirAsia Platinum Visa card continues to reward you with up to 25,000 Welcome & Quarterly BIG Points.

An additional 5,000 Welcome bonus reward points will be awarded with a minimum retail transaction of RM2,500 within first 60 days from card approval date.

There is also additional 5,000 Quarterly bonus reward points that will be awarded with a minimum retail transaction of RM5,000 per calendar quarter. That's 4 times bonus in a year!

Definition of Calendar Quarter:

  1. Quarter 1: 1 January - 31 March
  2. Quarter 2: 1 April - 30 June
  3. Quarter 3: 1 July - 30 September
  4. Quarter 4: 1 October - 31 December

Annual Fee Waiver

In addition to the Welcome BIG Points, your first year annual fee will be waived! Just make sure that you have a minimum 1 retail swipe within 45 days from your card approval date.

Platinum Freedom Flyer Upgrade

Exclusively for Platinum Cardholder only (that is YOU), you will be instantly upgraded to BIG Frequent Flyer Platinum (FFP) status. You will enjoy:

  1. Priority Check-in
  2. Priority Boarding
  3. Xpress Baggage Collection
  4. Up to 7X more BIG Points

Bear in mind that the FFP status for subsequent years shall be subject to a minimum annual retail transaction of RM20,000.