Hong Leong AirAsia Platinum Visa

Fly to your favorite destination with Hong Leong AirAsia card where you can earn up to 7X BIG Points for AirAsia flight bookings and daily spends!

Earn up to 7X BIG Points and redeem your next flight!

Min. Income: RM5,000_/month
Annual Fee: Free*
Balance Transfer: From 0% p.a.
Easy Payment Plan: From 8.99% p.a.
Interest Rate: 15% p.a.
Interest-free: 20 days

Hear from our users

Find out how Malaysians start making smart financial decisions with us

Rewards

Get 5,000 Welcome BIG Points with min. spend RM2,500 in the first 60 days upon card approval + 5,000 Additional BIG Points per quarter with min. spend RM5,000 per quarter.

AirAsia BIG Points
Earn	Spend
1 point on every RM -	for AirAsia transactions
1 point on every RM2	for overseas transactions
1 point on every RM3	for local transactions

Travel

Earn 1 BIG Point for every RM1 AirAsia flight booking spend.

Premium

Enjoy instant upgrade to Platinum Freedom Flyer status where you get to enjoy Priority Check-in, Priority Boarding, Xpress baggage collection and up to 7X more BIG Points!

Balance Transfer

Hong Leong offer balance transfers from as low as 6.99% on 6 and 12 months payment plan.

Pay Over	With Interest Rate At	When You Transfer
6 months	0% p.a. and 2.48%one-time upfront handling fee	from RM1,000
12 months	5.28% p.a. and 3.48%one-time upfront handling fee	from RM1,000

Learn more about Hong Leong Balance Transfer

Easy Payment Plans

Hong Leong Flexi Payment Plan (FPP) offers instalment period from 6 to 36 months at 8.99% p.a.

Hong Leong Flexi Payment Plan
Pay Over	With Interest Rate At	When You Spend
6 months	8.99% p.a. and no one-time upfront handling fee	RM500
12 months	8.99% p.a. and no one-time upfront handling fee	RM1,000
18 months	8.99% p.a. and no one-time upfront handling fee	RM1,000
24 months	8.99% p.a. and no one-time upfront handling fee	RM2,000
36 months	8.99% p.a. and no one-time upfront handling fee	RM2,000

Learn more about Hong Leong Flexi Payment Plan

Fees & Charges

Annual Fee

RM350 primary card
First year free
Waived when Minimum 1 swipe within 45 days from card issuance date
RM150 supplementary card

Sales and Service Tax

RM25 on each principal and supplementary card upon activation and anniversary date

Minimum Monthly Payment

RM50 or 5% of outstanding amount, whichever is higher

Late Payment Fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM20 or 5% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Contact-less Payment Methods

Visa payWave

Requirements

Minimum Annual Income

RM60,000

Minimum Age

21 to 65 years old primary card
18 years old supplementary card

Who can apply

Anybody

Features

Easy Payment Plan
Hong Leong Flexi Payment Plan: Make your purchases anywhere and anytime with an instalment of up to 36 months. Take the heat off paying for that hot ticket item!
Cash Advance / Cash Loan
Hong Leong Call For Cash Plus: If you want a higher financing amount and longer time to repay your outstanding, then Call For Cash Plus is the name of the game.
Balance Transfer Plans
Hong Leong Balance Transfer: Consolidate all your debt! Open to new and existing credit cardholders, transfer a minimum of RM1,000 from up to 3 other banks!

Review

Hong Leong AirAsia Platinum Visa Lets You Earn BIG Point for Every Spend

Introducing the most powerful travel card - Hong Leong AirAsia Platinum Visa!

This AirAsia Platinum Visa card helps you to earn BIG Points for your AirAsia flight bookings and also daily transactions!

Every RM1 AirAsia spend	1 BIG Points
Every RM2 Overseas spend	1 BIG Point
Every RM3 Local spend	1 BIG Point

Do note that in order for you to be eligible to earn BIG Points, you must be a registered BIG Member with AirAsia with a valid or active card account.

You do not have to worry if you're not a registered BIG Member at the time of application.

You only need to authorize the Bank to facilitate your application for registration with AirAsia as a BIG Member.

Bonus BIG Points

That's not all! Hong Leong AirAsia Platinum Visa card continues to reward you with up to 25,000 Welcome & Quarterly BIG Points.

An additional 5,000 Welcome bonus reward points will be awarded with a minimum retail transaction of RM2,500 within the first 60 days from the card approval date.

There is also an additional 5,000 Quarterly bonus reward points that will be awarded with a minimum retail transaction of RM5,000 per calendar quarter. That's 4 times bonus in a year!

Definition of Calendar Quarter:

Quarter 1: 1 January - 31 March
Quarter 2: 1 April - 30 June
Quarter 3: 1 July - 30 September
Quarter 4: 1 October - 31 December

Annual Fee Waiver

In addition to the Welcome BIG Points, your first-year annual fee will be waived! Just make sure that you have a minimum 1 retail swipe within 45 days from your card approval date.