Hong Leong AirAsia Platinum Visa credit card

Hong Leong AirAsia Platinum Visa

Fly to your favorite destination with Hong Leong AirAsia card where you can earn up to 6X BIG Points for AirAsia flight bookings and daily spends!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 6.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM350.00 annual fee
  • Earn up to 6x reward points 

Apply online now for Hong Leong AirAsia Platinum Visa

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Earn 1 BIG Point for every RM2 overseas spend and RM3 local spend.
BIG Points
EarnSpent
6 points on every RMfor AirAsia transactions
1 point on every RM2for overseas transactions
1 point on every RM3for local transactions
Balance Transfer
Hong Leong offer balance transfers from as low as 6.99% on 6 and 12 months payment plan.
Pay OverWith Interest Rate AtWhen You Transfer
6 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
12 months6.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Hong Leong Balance Transfer
Easy Payment Plan (EPP)
Hong Leong Flexi Payment Plan (FPP) offers instalment period from 6 to 36 months at 8.99% p.a.
Pay OverWith Interest Rate AtWhen You Spend
6 months8.99% p.a. and no one-time upfront handling feefrom RM500 
12 months8.99% p.a. and no one-time upfront handling feefrom RM1000 
18 months8.99% p.a. and no one-time upfront handling feefrom RM1000 
24 months8.99% p.a. and no one-time upfront handling feefrom RM2000 
36 months8.99% p.a. and no one-time upfront handling feefrom RM2000 
Learn more about Hong Leong Flexi Payment Plan
Travel
Earn 6 BIG Points for every RM1 AirAsia flight booking spend.
Premium
Enjoy instant upgrade to Platinum Freedom Flyer status where you get to enjoy Priority Check-in, Priority Boarding, Xpress baggage collection and up to 7X more BIG Points!

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM350.00
  • First year free
  • Waived when Minimum 1 swipe within 45 days from card issuance date
Annual Fee for Supplementary Card
RM150.00
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%

Requirements

Are you eligible for this credit card?

Minimum annual income
RM24000
Minimum age for primary card holder
21 years old
Maximum age for primary card holder
65 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Hong Leong Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Hong Leong Call For Cash Plus
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Hong Leong Balance Transfer
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Hong Leong AirAsia Platinum Visa review

What's so good (or not so good) about it?

Do you have a favorite destination in mind but you're just waiting for cheap deals? Introducing the most powerful travel card - Hong Leong AirAsia Platinum Visa card! Why is it the most powerful travel card? It's because you can now earn MORE BIG Points which means you don't have to wait for cheap deals any longer! Get ready to redeem your next flight soon!

Earn up to 6X BIG Points

This AirAsia Platinum Visa card helps you to earn up to 6 BIG Points for your AirAsia flight bookings and also daily transactions!

Every RM1 AirAsia spend6 BIG Points
Every RM2 Overseas spend1 BIG Point
Every RM3 Local spend1 BIG Point

Do note that in order for you to be eligible to earn BIG Points, you must be a registered BIG Member with AirAsia with a valid or active card account. You do not have to worry if you're not a registered BIG Member at the time of application. You only need to authorize the Bank to facilitate you application for registration with AirAsia as a BIG Member. 

Bonus BIG Points

That's not all! AirAsia Platinum Visa card continues to reward you with up to 25,000 Welcome & Quarterly BIG Points.

An additional 5,000 Welcome bonus reward points will be awarded with a minimum retail transaction of RM2,500 within first 60 days from card approval date.

There is also additional 5,000 Quarterly bonus reward points that will be awarded with a minimum retail transaction of RM5,000 per calendar quarter. That's 4 times bonus in a year!

Definition of Calendar Quarter:

  1. Quarter 1: 1 January - 31 March
  2. Quarter 2: 1 April - 30 June
  3. Quarter 3: 1 July - 30 September
  4. Quarter 4: 1 October - 31 December

Annual Fee Waiver

In addition to the Welcome BIG Points, your first year annual fee will be waived! Just make sure that you have a minimum 1 retail swipe within 45 days from your card approval date.

Platinum Freedom Flyer Upgrade

Exclusively for Platinum Cardholder only (that is YOU), you will be instantly upgraded to BIG Frequent Flyer Platinum (FFP) status. You will enjoy:

  1. Priority Check-in
  2. Priority Boarding
  3. Xpress Baggage Collection
  4. Up to 7X more BIG Points

Bear in mind that the FFP status for subsequent years shall be subject to a minimum annual retail transaction of RM20,000.

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