Maximise Your Income Tax Relief in 2017 By Spending On These

Have you ever wondered about the 2017 income tax relief ? Find out about the newly added items on the 2017 tax relief, and start spending on these things to more money on your next income tax filing!

Why are we talking about income tax relief for 2017 when many are still struggling to complete their 2016 income tax filing you ask? That’s because it’s better to take advantage of the tax relief as early as possible so you can save more money on your next income tax filing!

Besides, what with the newly introduced tax reliefs (which include lifestyle, breastfeeding equipment, and child care centre or kindergarten fees), it’s now more important to keep all your receipts than ever. Here are all the things that you can claim for your income tax relief in 2017, so start spending on these and don’t forget to keep the receipts and proof of purchases!

1. Premiums Paid For Education Or Medical Insurance

Deductible Amount: RM3,000

Many overlook the importance of having a medical insurance and instead prefer to depend on their company’s group insurance instead.The problem with employee benefits group insurance is that the coverage is often low and subject to annual limits. Besides, you’ll be completely vulnerable if you or your company decide to end your employment, so isn’t it safer for you to have your own medical insurance policy?

If you are a parent with young children, consider taking out an education insurance policy for each of them for their future education. It’s specifically tailored to be your savings tool to help fund your child’s higher education expenses once they enter a college or university.

After all, you get an income tax relief of RM3,000 for medical insurance as well as education insurance premiums, so make full use of it and get yourself and your children insured! If you’re not sure where to start, head to our medical insurance comparison page for a comprehensive list of the available medical insurance in the market.

Deductible Amount: RM2,500

Sure, it doesn’t look like much, but the new lifestyle tax relief allows you to claim on items that were not covered previously, which include broadband, gym membership, as well as smartphones and tablets! What’s more, you get to claim for these on a yearly basis. Now is the best time for you to get that smartphone or tablet that you’ve always wanted! Here’s a list of the things that can be claimed under the lifestyle tax relief:

  • Computer
  • Reading materials
  • Newspaper
  • Sports equipment
  • Broadband
  • Gym membership
  • Smartphones and tablets

3. Life Insurance And Employee Provident Fund (EPF)

Deductible Amount: RM6,000

Malaysians are woefully underinsured, that’s a sad fact that many are unaware of. With the income tax relief of RM6,000 (which is combined with your EPF income tax relief), you no longer have to hesitate about purchasing a life insurance policy. It’s an important financial tool that will prove valuable at times of need; such as providing some financial relief to your family members after your death or in the event of a disability.

There are plenty of affordable life or term life insurance policies to suit any budget. Don’t believe us? Take a look at our comprehensive list of the available term life insurance policies in the market and get your quote now!

4. Basic Supporting Equipment

Deductible Amount: RM6,000

Supporting equipment for the disabled are often expensive, not to mention few and far between. One way to make it more affordable is by buying secondhand supporting equipment on websites like Mudah.my or Lazada.

Fortunately, to ease your financial burden, the government offers an income tax relief of RM6,000, which is also extended to a disabled spouse, child, or parent.

5. Medical Examination

Deductible Amount: RM500

Not everyone is willing to fork out their precious money for a medical examination, but one way or the other we all need to get medical checks in our life. It could be for your work purpose (some companies require their employees to go for annual medical check-ups or before starting a particular position) or to qualify for an insurance policy.

Whatever the reason, it’s always good to be on top of your health via medical check-ups. As the saying goes, ‘prevention is better than cure’, so make use of the RM500 medical examination tax relief and get yourself checked a soon as you can!

6. Breastfeeding Equipment

Deductible Amount: RM1,000

New moms rejoice! Starting from 2017 onward, new mothers (who are taxpayers) with children of up to 2 years old can get a tax relief of up to RM1,000 for breastfeeding equipment every 2 years. Breastfeeding equipment can be on the pricey side, and mothers should only use the good ones to maintain the quality of their milk for longer storage and convenience.

With the new tax relief, you no longer have to worry about buying the better (and more expensive) breastfeeding equipment for your bundle of joy.

Read also: A Step By Step Guide To Filing Your Income Tax Online

7. Child Care Centre and Kindergarten Fees

Deductible Amount: RM1,000

If you’re struggling with your young children’s child care and kindergarten fees, your finances can now have more breathing room with the new income tax relief of up to RM1,000 especially for that purpose. The tax relief is aimed to ease the burden of parents with children of up to 6 years old, and can be claimed by either parent of the children starting from.

We’ve listed seven of the things you can spend more to save on your 2017 income tax, but of course, there are plenty more things listed on the 2017 income tax relief, which you can view here.

What are the income tax reliefs that you can make the most of in 2017? Do you have any plans on how you can save on tax? Share your thoughts and ideas with us in the comment section below!

0 comments

Agree or disagree with this post? Questions? You also have your word!

  • andy

    lifestyle related has computer, books and sports included. Does this means the existing computer of 3000, books of 1000 and sports of 500 is terminated?

    Reply
  • Mala

    Does WiFi count under broadband?

    Reply
    • RinggitPlus

      This depends on what you mean. If you mean your monthly internet subscription for your home WiFi network, then yes.
      Hope this helps

      Reply
    • Trystan

      Hi, may i know the definition for Broadband/internet subscriptions? Because it is unclear as they didn't clarify and when i searched across the Google i can't find any info about this. Other than streamyx, UniFI and other broadband, does the telco's mobile data/internet subscription included in this category?

      Reply
      • RinggitPlus

        Hi Trystan,

        You're right, "internet subscription" is not fully described and there's no distinction between mobile internet or internet meant for home use.
        But since smartphone purchases are counted as a separate item in this category of relief, our guess is that the broadband subscription only applies for home usage. It's still only a guess though.
        We recommend contacting LHDN for further clarification on this matter.
        Hope this helps!

        Reply
      • Lea

        Do you mean that the above relief is only applicable for 2017 tax year onwards ( not 2016 tax year)? For 2016, the separate relief for computer, books and sports still applies?

        Reply
        • RinggitPlus

          Hi Lea,

          Yes. This is for Year Assessment 2017. For 2016 (which you should be filing for this year) the separate relief for books, computers, and sports equipment still applies.

          Reply
        • Carole Chung

          Hi, does membership in a family sports club (with pool, gym, tennis courts, etc) count under 'gym membership'? Thanks!

          Reply
          • RinggitPlus

            Hi Carole Chung,

            It's a membership that has a gym in it, so it should count just fine.
            If you're still unsure though, we recommend contacting your nearest LHDN branch.
            Hope this helps!

            Reply
          • Katherine

            If i claim computer relief in year 2016, does it means that 3 years i couldnt claim for books and magazine under lifestyle categories anymore?

            Reply
            • RinggitPlus

              Hi Katherine,

              You can, because the Lifestyle Relief is completely different from the old one.
              For further clarification on this matter, we recommend contacting your nearest LHDN branch.
              Hope this helps!

              Reply
            • Vicky

              I cant find any definition of sports equipment, do they means all misc like racquet, shuttlecock, etc? Thks

              Reply
              • RinggitPlus

                Hi Vicky,

                Yes, it includes all equipment for any sports activity under the Sports Development Act, 1997.
                However this DOES NOT INCLUDE sports shoes or clothing.
                For further clarification on these matters, we recommend contacting your nearest LHDN branch

                Reply
              • CK

                So actually from Andy's queries, it was RM4,500 relief and now it is only RM2,500 relief? Sad.

                Reply
                • Zanes

                  Does this mean that only by subscribing to membership only entitled for the relief of lifestyle? membership referring to the first time payment enrollment? how about monthly fee? per entry visit to swimming pool? thanks in advance

                  Reply
                  • RinggitPlus

                    Hi Zanes,

                    The relief includes gym memberships, but you can also apply it to the other expenses in the "Lifestyle" category.
                    If you want further information and clarification, we recommend visiting your nearest LHDN branch.
                    Hope this helps!

                    Reply
                  • CC Su

                    Is rebate of RM400 for taxable income below RM35,000 still valid for 2017 (filed in 2018)?

                    Reply
                    • RinggitPlus

                      Hi CC Su,

                      Yup, that rebate is still valid. If you're unsure about this or need to ask other questions for further clarification, we recommend contacting your nearest LHDN branch.
                      Hope this helps!

                      Reply
                    • Aaron

                      Are gym equipments like weights, stationary bike, dumbbells, barbells etc. etc. consider "sports equipments"? are they claimable?

                      Reply
                    • Bishiko

                      Child Care Centre and Kindergarten Fees - applicable to any or there are shortlisted centre or kindergarten? Thank you.

                      Reply
                      • RinggitPlus

                        Hi Bishiko,

                        As long as you have receipts that prove you've spent the money on those services, it should be good to go.
                        If you're unclear about this or other tax-related issues, we recommend contacting your nearest LHDN branch for further information.
                        Thanks for your question and we hope this helps!

                        Reply
                      • vasanth

                        I'm a foreigner but having Malaysia's Employment visa. I'm paying medical insurance in India. Is that tax deductible under Medical Insurance?

                        Reply
                        • RinggitPlus

                          From our understanding, since the money you're paying does not go to any Malaysian entity, it's possible that you're not liable for tax relief.
                          However, if you have further questions or need more clarification, we recommend you contact your nearest LHDN to find out more from a better source.
                          Thanks for your question and we hope this helps!

                          Reply
                        • Victor

                          Should also maximize on opening and topping up of SSPN accounts for those with children. Opening and maintaining a PRS account is also another way to maximize relief while saving up money.

                          Reply
                          • Mr. Why

                            If breastfeeding equipment tax relief is only for new mothers (who are taxpayers), does it mean that husbands who are the sole-breadwinner of the family cannot claim this if the wife purchases the equipment?

                            Reply
                            • RinggitPlus

                              Hello Mr Why,

                              The receipt is the only document needed as proof of purchase. So there's no problem of having the wife pay for something and the husband claim that purchase.
                              If you're still unclear on this or need further clarification, we recommend you contact your nearest LHDN branch for more information. Thanks for your question and we hope this helps!

                              Reply
                            • Butterfly

                              Can I claim the lifestyle tax relief with two smartphones which within RM 2,500?

                              Reply
                              • RinggitPlus

                                Hi Butterfly,

                                Yes, you can.
                                Thanks for your question!

                                Reply
                              • dubiduba

                                Hi RinggitPlus, very good read.
                                I wish to ask under lifestyle, 'Payment of monthly bill for internet subscription' must it be under my name?

                                Reply
                                • RinggitPlus

                                  Hi dubiduba,

                                  It should be, but if you can prove that you're someone's guardian or caretaker and paying for them then that should work also.
                                  If you need more clarification on this matter, we recommend contacting your nearest LHDN branch.
                                  Thanks for your question!

                                  Reply
                                • Azwan

                                  Hi. Does premium paid in SSPN limit to 3k for 2017 irregardless number of child?

                                  Reply
                                  • RinggitPlus

                                    Hi Azwan,

                                    SSPN actually has a relief of up to RM6000. But that's the maximum amount regardless of number of children.
                                    Thank you for your question!

                                    Reply
                                  • Steven

                                    Hi, may i ask for the computer under lifestyle, is computer asset / computer parts such as hardisk / hardrive / computer screen is categories as computer and is claimable too? Thanks.

                                    Reply
                                    • RinggitPlus

                                      Hi Steven,

                                      We can't quite be sure about this. But you can ask for further clarification by contacting your nearest LHDN branch for more information.
                                      Thanks for your question!

                                      Reply
                                    • LawrenCao

                                      Hi , I just bought a Education plan for my child from hongleong Assurance
                                      Can i use it for any tax relief or deduct ? how much i can relief if can .

                                      Reply
                                      • RinggitPlus

                                        Hi LawrenCao,

                                        As we stated in the article, it's up to RM3000.

                                        Reply
                                      • Simon

                                        Child Care Centre and Kindergarten Fees - does it include Day Care Center for my primary school child? thanks.

                                        Reply
                                        • RinggitPlus

                                          Hi Simon,

                                          As we've stated in the article above, it's only for children up to 6 years old.

                                          Reply
                                        • Hui Hui Lim

                                          Can I know whether the PTPTN contribution of $6000 is done yearly or as long as we keep that amount in the account.

                                          Same goes with the PRS, is contribution yearly or based on the standard amount maintained in the account.

                                          Reply
                                        • WL

                                          For the childcare relief only either parent can claim? if total fee pay is RM2,000, can each parent claim RM1,000? if we pay advance in Dec 2017 for 2018 semester, can claim the relief for YA2017?

                                          Reply
                                          • RinggitPlus

                                            Hi WL,

                                            Only one parent can claim for that expense since the expense is only made once.
                                            If the payment is made in 2017, yes you can claim that expense even if its advance pay for 2018.
                                            If you need more information we recommend you contact your nearest LHDN branch for further clarification.
                                            Thanks for your question!

                                            Reply
                                          • Alex

                                            Relief for SOCSO contribution, how does that works?

                                            Reply
                                            • RinggitPlus

                                              It should work the same as the tax relief for your EPF contribution.
                                              If you're still unsure or need further clarification on this matter, we recommend contacting your nearest LHDN branch for more information. Thanks for your question!

                                              Reply
                                            • KT

                                              Hi, may I know if the RM3000 medical and child education insurance relief covers Wife and Child medical insurance premium if I elect for join assessment with my wife ?

                                              Reply
                                              • RinggitPlus

                                                Hi KT,

                                                This is a very good question. Unfortunately, we're not sure how to answer this.
                                                Why not try contacting your nearest LHDN branch for a better clarification on this matter?
                                                Thanks for your question!

                                                Reply
                                              • Mui yin

                                                Is 电脑辞典 computer Dictionary included in tax relief?

                                                Reply
                                              • Michael

                                                Hi, we have life assurance for our kid, can use claim it under "3. Life Insurance And Employee Provident Fund (EPF)" ?

                                                Reply
                                              • AMK

                                                Wonderful read. May I ask for the kindergarten relief, is it RM 1,000 per child or RM 1,000 in total?

                                                Reply
                                              • Wei

                                                Hi Ringgit Plus team,

                                                Can the education fees (self) be used for online IT certification courses like Scrum.org?

                                                Reply
                                                • RinggitPlus

                                                  Hi, Wei.

                                                  Based on the Income Tax Act, the Education (Self) tax relief is only applicable if you pursue your course at an organisation/ institution that is approved by a professional body in Malaysia recognised by the government or by the government themselves. As such, we recommend contacting LHDN for more information.

                                                  Thank you for the question and we hope this help.

                                                  Reply
                                                • Fred

                                                  Is self-sponsor for certification exam included in tax relief?

                                                  Reply
                                                • Yew Kuan

                                                  Are educational music books purchase qualify for lifestyle tax relief?

                                                  Reply
                                                • Idris

                                                  Is smartwatch included in tax relief?

                                                  Reply
                                                • Mai Co

                                                  Hi. I am an expat with a valid work visa.
                                                  Can I claim for an international medical insurance purchased here in Malaysia?
                                                  Also, can I claim for my parents' medical expense even though my mom was hospitalised overseas?
                                                  What does the individual and dependent relief of 9000 cover?
                                                  Does the medical expense for self/spouse/child include maternity, giving birth and hospitalisation expense?

                                                  Reply
                                                • HY

                                                  Greetings, for annual membership subscriptions to professional bodies (e.g. MIA, ICSA etc), is it tax deductible for personal income tax? If yes, where will it be classified under and what is the limit? Thank you.

                                                  Reply
                                                • Jenise

                                                  Smartphone and tablet can combined claim or either one?

                                                  Reply
                                                  • RinggitPlus

                                                    Hi, Jenise

                                                    You can only claim either the smartphone or the tablet as the maximum relief under the lifestyle segment is RM2,500. We also recommend contacting LHDN for more information.

                                                    Thanks for the question and we hope this help.

                                                    Reply
                                                  • Suz

                                                    Hi, for the childcare relief, if total fee paid is more than RM2,000, for 2 children, 4 yrs old and 5 yrs old, can each parent claim RM1,000?

                                                    Reply
                                                  • Varun

                                                    [A] http://www.hasil.gov.my/bt_goindex.php?bt_kump=5&bt_skum=1&bt_posi=3&bt_unit=1&bt_sequ=1&bt_lgv=2

                                                    1) As per 2017 Tax relief [A], it states below:

                                                    2 Medical expenses for parents

                                                    OR
                                                    Parent
                                                    Limited 1,500 for only one mother
                                                    Limited 1,500 for only one father

                                                    I Wanted to know about the case where in my parents Medical expenses happened in India, in INR, if these are eligible for the above Tax relief ?

                                                    2)

                                                    18 Life insurance dan EPF INCLUDING not through salary deduction

                                                    Can we claim for Life Insurance premiums paid in our Names in India which is in INR ? I remember this was possible in the previous years.

                                                    Reply
                                                  • [email protected]

                                                    Hi, I'm paying my Life insurance overseas. Am I also entitled for tax relief?

                                                    Reply
                                                    • RinggitPlus

                                                      Hi, Oliver.

                                                      From what we know so far, only life insurance purchased in Malaysia is tax deductible. We recommend contacting LHDN for more information.

                                                      Thank you for the question and we hope this help.

                                                      Reply
                                                    • Amy

                                                      If I have 2 children under the age of 6 studying in kindergarten, can I claim RM1000 and my husband claim another RM1000 as the fees exceeded RM1000 each.

                                                      Reply
                                                    • Mkang

                                                      Hi
                                                      What about dental treatment such as filling or root canal . Will these under any TAX reflief ?

                                                      Reply
                                                      • Capri

                                                        Can i know wifi for home qualified for lifestyles relief?
                                                        any term and condition (eg, age and annual income of parents) applied to claim parent relief?

                                                        Reply
                                                      • Chuchu

                                                        For the personal and dependent RM9000, what does this include? How can I reimburse this

                                                        Reply
                                                        • RinggitPlus

                                                          Hi, ChuChu.

                                                          Thank you for the question. Unfortunately, we do not have a clear answer for this as your situation may vary. As such, we recommend contacting LHDN for more information and tax-related advice.

                                                          Thanks again for your question and we hope this help.

                                                          Reply
                                                        • Linda

                                                          Hi, my friend never actually got a letter certifying herself as disabled but she has purchased hearing aid. Can she claim for the hearing aid under basic support equipment for 'disabled' self?

                                                          Reply
                                                          • RinggitPlus

                                                            Hey, Linda.

                                                            Thank you for the question. Unfortunately, we do not have a clear answer this matter as your friend's situation may vary. As such, we recommend contacting LHDN for more information and tax-related advice.

                                                            Thank you again for the question and we hope this help.

                                                            Reply
                                                          • Paul

                                                            Hi.. Just wondering the childcare relief, since the statement said it is child care fees (either occur in child care center or kindergarten), so if i send my child to kindergarten for studying (not child care), is this applicable to the relief also?

                                                            Reply
                                                          • Bryan

                                                            Hi, May I know am I entitled for tax relief for parent's medical insurance expenses?

                                                            Reply
                                                            • RinggitPlus

                                                              Hey, Bryan.

                                                              Thank you for the question. Unfortunately, we do not have a clear answer on medical insurance expenses for your parents. As such, we recommend contacting LHDN for more information and tax-related advice.

                                                              Thank you for the question and we hope this help.

                                                              Reply
                                                            • Elena

                                                              Is swimsuit a sport equipment ?

                                                              Reply
                                                            • Joey

                                                              May I ask regarding to this, Education fees (self) - does it include course taken from Udemy and do music lessons like vocal singing and instrument classes included in tax relief?

                                                              Reply
                                                            • Din

                                                              For year 2017 under lifestyle, claim for computer/tablet/smartphone are on yearly basis subjected to max. RM2500.

                                                              Reply
                                                            • KL

                                                              Hi, any idea if a smartphone was purchased in Singapore, am I entitled for the lifestyle related spending tax relief? The supporting document will be the tax invoice in SGD and then the final amount in MYR after conversion from my credit card statement.

                                                              Reply
                                                              • RinggitPlus

                                                                Greetings, KL

                                                                We do not have a clear answer on this matter. Therefore, we recommend you to contact LHDN for more information and tax-related advice.

                                                                Thanks for the question and we hope this help.

                                                                Reply
                                                              • Johnathan

                                                                Does Glaucoma operation for my mother consider as medical expenses for parents?

                                                                Reply
                                                                • RinggitPlus

                                                                  Hi, Jonathan.

                                                                  Yes, you can claim tax relief for your mother's operation since it is a medical expense for your parents. However, you should also contact LHDN for more clarity and advice.

                                                                  Thank you for your question and we hope this help.

                                                                  Reply
                                                                • june

                                                                  Can i claim tax relief under medical examination with my blood test receipt? Only blood test i have done

                                                                  Reply
                                                                • Dunga

                                                                  Hello, if we bought smart phone on 2016, can we claim it on 2017 tax relief? I just noticed that we can claim for smart phone.

                                                                  Reply
                                                                  • RinggitPlus

                                                                    Hey, Dunga.

                                                                    Based on what we know so far, you are only able to claim whatever that is purchased during 2017. However, we recommend contacting LHDN for more information and clarity.

                                                                    Thank you for the question and we hope this help.

                                                                    Reply
                                                                  • Chu

                                                                    2017 lifestyle tax relief
                                                                    If the internet subscription fee under different name (Mother or Wife) without income, still able to claim?

                                                                    Reply
                                                                    • RinggitPlus

                                                                      Hi, Chu.

                                                                      Thanks for the question. We do not have a clear answer for your situation. As such, we recommend contacting LHDN for more information and tax-related advice.

                                                                      Thanks again for the question and we hope this help.

                                                                      Reply
                                                                    • Alicia

                                                                      Hi, if i have missed out filing a tax relief that can be claim in 2017 (Interest from the property purchased) up to RM10,000, how do i recover the claim in 2018?

                                                                      Reply
                                                                      • RinggitPlus

                                                                        Hey, Alicia.

                                                                        Based on what we know, you might not be able to claim tax relief of previous year's assessment (YA2017) at another year of assessment (YA2018). We also recommend contacting LHDN for more information and clarity.

                                                                        Thanks for the question and we hope this help.

                                                                        Reply
                                                                      • Saimon

                                                                        Whether Lifestyle Relief for Newspaper need "Resit" ?? Because the stall owner refuse to give "Resit"
                                                                        Can we just provide simple calculation, ie, 365day X RM1.30 = RM474.50

                                                                        Reply
                                                                        • RinggitPlus

                                                                          Hi, Saimon

                                                                          The receipt is important for documentation purposes. It is something that can prove the validity of the tax relief. We recommend contacting LHDN for more information and clarity.

                                                                          Thanks for the question and we hope this help.

                                                                          Reply
                                                                        • Jas

                                                                          Hi hire maid to help on my disable parent is that consider as Basic supporting equipment for disabled on parent?

                                                                          Reply
                                                                        • [email protected]

                                                                          Hi, Buying medicine for mother in pharmacy can claim under "medical expenses relief for parents'? thanks.

                                                                          Reply
                                                                          • RinggitPlus

                                                                            Hi, Chin.

                                                                            Based on what we know, the medical expense for parents tax relief primarily applies to medical treatment and consultation. However, you need to contact LHDN for clarity as each case is decided at their own discretion.

                                                                            Thanks for the question and we hope this help.

                                                                            Reply
                                                                          • Tan E

                                                                            Hi, my company currently pays me a monthly allowance for my telephone bill. Will this be considered fully chargeable income or can it be partly exempted?

                                                                            Reply
                                                                            • RinggitPlus

                                                                              Hi, Tan E.

                                                                              Based on what we know, the monthly allowance for your phone bills could fall into two things: Benefits in Kind or Prerequisite. You can check them here https://ringgitplus.com/en/blog/Personal-Finance-News/Malaysia-Personal-Income-Tax-Guide-2018-YA-2017.html.

                                                                              If the phone bill allowance is among the prerequisites, then it is tax exempted. However, if it is not on the list, then it will be considered as a benefit in kind, which is taxable.

                                                                              We recommend contacting LHDN for more information and clarity.

                                                                              Thanks for the question and we hope this help.

                                                                              Reply
                                                                            • Ahmed Osman

                                                                              Hi, i am renting a house from a malaysian guy and all the house utilities (including the WIFI subscription) is under his name, my question is can i still get ta relief since i am the one who is paying?

                                                                              Reply
                                                                              • RinggitPlus

                                                                                Hey, Ahmed.

                                                                                Thanks for the question. Unfortunately, we do not have a clear answer for your matter. As such, we recommend contacting LHDN for more information and clarity. However, should LHDN say that you are allowed to claim, then make sure you have the receipts to prove that you are paying the bill.

                                                                                Thanks for the question and we hope this help.

                                                                                Reply
                                                                              • Zack Low

                                                                                Hi, may i know if my company provide fixed monthly car allowance and also fully claim petrol, toll and parking. Then can i deduct some amount of car maintenance ( with receipt) from my Statutory income from employment? The deduction can only up to rm6000?

                                                                                Reply
                                                                                • Zack

                                                                                  Hi,
                                                                                  1) If my company provided fixed monthly Car maintenance allowance, and fully claim petrol, toll and parking fee.
                                                                                  - can i deduct some amount (with receipt) in Statutory income from employment? eg. Fixed Car Maintenance Allowance = RM500, but i deduct RM 351 due with workshop repair (with gst)?
                                                                                  - maximum only rm6000?
                                                                                  2) Fixed Handphone Allowance, same issue as above. Eg. Company provided RM250, but my bill only RM85
                                                                                  - so rm85 can I deduct from Statutory income from employment?

                                                                                  Reply
                                                                                  • RinggitPlus

                                                                                    Hey, Zack.

                                                                                    Thanks for the question. Unfortunately, we do not a clear answer for this matter. While the monthly allowance for your travel allowance is tax exempted up to RM6,000, we are not sure about the car maintenance allowance and phone allowance. We recommend contacting LHDN for more information and clarity.

                                                                                    Thanks for the question and we hope this help.

                                                                                    Reply
                                                                                  • Harsha

                                                                                    Hi,
                                                                                    I am doing M.Sc in Asia Pacific University, can I claim it under Education fees (self)?

                                                                                    Thanks

                                                                                    Reply
                                                                                    • RinggitPlus

                                                                                      Hi, Harsha.

                                                                                      Yes, you can claim education (self) tax relief. For more information and clarity, you should contact LHDN.

                                                                                      Thanks for the question and we hope this help.

                                                                                      Reply
                                                                                    • CJ

                                                                                      For medical examination of RM500, can the examination (e.g blood test, consultation) be done at a private or govt hospital? Or can it be done at a normal clinic??

                                                                                      Reply
                                                                                      • RinggitPlus

                                                                                        Hi, CJ.

                                                                                        Thanks for the question. Unfortunately, we do not have a clear answer for this. We suggest contacting LHDN for more information and clarity.

                                                                                        Thanks for the question and we hope this help.

                                                                                        Reply
                                                                                      • Audrey Gan

                                                                                        Hi, just to ask, for children tuition or language tuition , is it entitle to claim under lifestyle tax relief

                                                                                        Reply
                                                                                        • RinggitPlus

                                                                                          Hi, Audrey

                                                                                          We are unsure what are you referring to here. If you are referring to the physical components of the tuition class like textbooks and reference books, then you can claim only for that component. If you are referring to services, then you can't claim it under lifestyle. We also recommend contacting LHDN for more information and clarity.

                                                                                          Thanks for the question and we hope this help.

                                                                                          Reply
                                                                                        • Lynn

                                                                                          Hi,
                                                                                          Just wondering Time fiber Home broadband with Astro IPTV ( with internet 10mbps) eligible for income tax relief under lifestyle RM2500? I pay the bill on monthly basis.

                                                                                          Reply
                                                                                          • RinggitPlus

                                                                                            Hi, Lynn

                                                                                            Yes, your home broadband is eligible for the lifestyle tax relief. We recommend that you contact LHDN for more information and clarity.

                                                                                            Thanks for the question and we hope this help.

                                                                                            Reply
                                                                                          • Jo

                                                                                            Hi,
                                                                                            I took ACCA professional exam locally, may i know is the exam fees under tax relief?

                                                                                            Reply
                                                                                            • RinggitPlus

                                                                                              Greetings, Jo.

                                                                                              Based on what we know, the education (self) tax relief covers the expenses of the course, which may include the examination fee. However, you need to contact LHDN for more information.

                                                                                              Thanks for the question and we hope this help.

                                                                                              Reply
                                                                                            • Jennie

                                                                                              Hi,

                                                                                              As per 2017 Tax relief [A], it states below:

                                                                                              2 Medical expenses for parents

                                                                                              OR
                                                                                              Parent
                                                                                              Limited 1,500 for only one mother
                                                                                              Limited 1,500 for only one father

                                                                                              The claim for parent (RM1,500) covers the allowance we give our parents every month ? If so, do we need to have receipts ?

                                                                                              Reply
                                                                                              • RinggitPlus

                                                                                                Hi, Jennie.

                                                                                                Based on what we know, the parental care tax relief is for any expenses incurred for the care of your parents, which may not include allowance. Again, we urge you to contact LHDN for more information.

                                                                                                Thanks for the question and we hope this help.

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                                                                                              • Audrey Gan

                                                                                                Hi, just to ask, what is cp58, and is it taxable ?

                                                                                                Reply
                                                                                                • RinggitPlus

                                                                                                  Hi, Audrey

                                                                                                  CP58 is a form that is supposed to be furnished by the company on any incentives (both monetary and non-monetary) to its agents, dealers or distributors. You can read more about it here http://www.ctim.org.my/download.asp?cat=14&file=DEIKM_VeO%20(DEDJEF)%20-%20N00170przr06%2010%20PcIL.2qs.

                                                                                                  Thanks for the question and we hope this help.

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                                                                                                • CY Tan

                                                                                                  Hi, my husband is self employed and not taxable. He has a medical insurance with annual premium paid by me but receipt is under his name. Can i claim for tax relief ?

                                                                                                  Reply
                                                                                                  • RinggitPlus

                                                                                                    Hi, CY Tan

                                                                                                    Based on what we know, this part depends on whether both of you go for a joint assessment or your spouse retired. Again, we recommend contacting LHDN for more information.

                                                                                                    Thanks for the question and we hope this help.

                                                                                                    Reply
                                                                                                  • KC

                                                                                                    Hi. is taking an english course eligible for tax relief under 'self education'? Thanks.

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                                                                                                  • Bernard

                                                                                                    Is confinement centre under child care ?

                                                                                                    Reply
                                                                                                    • RinggitPlus

                                                                                                      Hi, Bernard.

                                                                                                      Based on what we know, the child care tax relief is mainly for child care centre fee and kindergarten. So, confinement may not be eligible. We recommend contacting LHDN for more information.

                                                                                                      Thanks for the question and we hope this help.

                                                                                                      Reply
                                                                                                    • Tan

                                                                                                      Hi, I have bought a smartphone (ie: rm1,000) during the year. but i paid the smartphone price as monthly installment and i have paid rm300 up to 31.12.2017.
                                                                                                      May i know, i am entitle for rm1000 or rm300 for tax relief for year assessment 2017?

                                                                                                      Reply
                                                                                                      • RinggitPlus

                                                                                                        Hi, Tan

                                                                                                        Thanks for the question. Unfortunately, we do not have a clear answer on this. It is in your best interest that you contact LHDN for more information.

                                                                                                        Thanks again and we hope this help.

                                                                                                        Reply
                                                                                                      • CL

                                                                                                        Hi, just need to check, if the internet (UniFi) account holder name is not me, but i paid it, could i enjoy the tax reflief?

                                                                                                        Reply
                                                                                                        • RinggitPlus

                                                                                                          Hi, CL

                                                                                                          Based on what we know, this part is at LHDN's discretion. If they allow, you need to provide proof to show that you are the one that is paying the bill. Please contact LHDN for this matter.

                                                                                                          Thanks for the question and we hope this help.

                                                                                                          Reply
                                                                                                        • Alex

                                                                                                          Hi, just wondering if I own 2 life insurance policies, can I claim for both of it or just one?

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                                                                                                        • KL

                                                                                                          Hi, may I know if there are still Tax Relief on interest of housing loan? Thanks.

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                                                                                                        • clare

                                                                                                          Hi there, would like to know if fees to child care centres and kindergartens were made for 2 children. can i claim rm 1000 for myself and my husband claim another rm1000 as we have 2 children who went to the same kindergarten? thank you in advance.

                                                                                                          Reply
                                                                                                        • Lau Boon Hui

                                                                                                          Hi, under this statement:
                                                                                                          Each unmarried child of 18 years and above that:
                                                                                                          (i) receiving further education in Malaysia in respect of an award of diploma or higher (excluding matriculation/preparatorycourses).
                                                                                                          (ii) receiving further education outside Malaysia in respect of an award of degree or its equivalent (including Master or Doctorate).
                                                                                                          (iii) the instruction and educational establishment shall be approved by the relevant government authority.

                                                                                                          If I have two children studying at uni. Does it means that I can have dedution of 8000 * 2 = 16,000.

                                                                                                          Reply
                                                                                                          • RinggitPlus

                                                                                                            Hi, Lau Boon Hui.

                                                                                                            Yes, you can claim that amount. However, you need to prove that both your children are indeed studying in a university via invoices, receipts etc. Don't forget to contact LHDN if you have any uncertainties.

                                                                                                            Thanks for the question and we hope this help.

                                                                                                            Reply
                                                                                                          • [email protected]

                                                                                                            Hi, if the childcare is RM3000 in 2017. Semester 1 is RM1,000, Semester 2 is RM1,000 and Semester 3 is RM1,000. Can 1 parent claim RM1,000 for semester 1 while the other parent claim RM1,000 for Semester 2? Thanks

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                                                                                                          • May

                                                                                                            Hi, may I know if the strata title expenses & the associated legal fees are deductible from rental income?

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                                                                                                          • Tiffany

                                                                                                            Hi, may I ask is the WiFi broadband provided under Astro IPTV package that comes with Astro subscription, is that tax deductible under the Lifestyle section?

                                                                                                            Reply
                                                                                                            • RinggitPlus

                                                                                                              Hi, Tiffany

                                                                                                              You can claim that but you need to provide the receipts of the broadband and not the Astro IPTV to avoid confusion.

                                                                                                              Thanks for the question and we hope this help.

                                                                                                              Reply
                                                                                                            • connie

                                                                                                              Hi, how about internet subscription that comes with prepaid mobile broadband? tht those packages that combine calls with broadband... Are those claimable? Thanks for this column, v helpful!

                                                                                                              Reply
                                                                                                              • RinggitPlus

                                                                                                                Hi, Connie

                                                                                                                Based on what we know so far, there is no clear distinction when it comes to internet subscription. However, some internet/ mobile service provider may not consider prepaid plans as tax-deductible https://community.digi.com.my/t5/Others/Lifestyle-Tax-Relief/td-p/40272. Due to the differences in opinion among the mobile plan provider, we suggest you contact LHDN for more information.

                                                                                                                Thanks for the question and we hope this help.

                                                                                                                Reply
                                                                                                              • Harry

                                                                                                                hi, if buy smartphone at Singapore airport is able to claim in tax relief in Malaysia ? reason is smartphone in Singapore is much more cheaper

                                                                                                                Reply
                                                                                                                • RinggitPlus

                                                                                                                  Hi, Harry

                                                                                                                  As far as we know, you can claim tax relief for the phone you bought from Singapore. However, we encourage you to contact LHDN for this as any purchases and income from overseas is under LHDN's discretion.

                                                                                                                  Thanks for the question and we hope this help.

                                                                                                                  Reply
                                                                                                                • Nishant

                                                                                                                  I have baught second hand phone. how to claim for it the origional bill is from past year

                                                                                                                  Reply
                                                                                                                  • RinggitPlus

                                                                                                                    Hi, Nishant

                                                                                                                    This question is hard to answer given that you mentioned the bill is from the past year. Unless you have the invoice from last year to show that you indeed bought the phone, it will be hard for us to give an straight answer. As such it is in your best interest that you contact LHDN for more information.

                                                                                                                    Thanks for the question and we hope this help.

                                                                                                                    Reply
                                                                                                                  • Jasmine

                                                                                                                    Hi RP, if a 6yo child is enrolled in Reception year of a private/international school, can the parent claim the RM 1000 annual tax relief?

                                                                                                                    Reply
                                                                                                                    • RinggitPlus

                                                                                                                      Hi, Jasmine

                                                                                                                      One criterion of the child care centre RM1,000 tax relief is the institution that your child is in must be a child care centre/ kindergarten registered with the Director-General of Social
                                                                                                                      Welfare under the Child Care Centre Act 1984 or the Education Act 1996. In regards to your question on the Reception year, it is widely assumed that the tax relief is not applicable to here. This is mainly because an international school does not fit the definition or scope of a child care centre.

                                                                                                                      That said, it is in your best interest to contact LHDN for more advice.

                                                                                                                      Thanks for the question and we hope this helps.

                                                                                                                      Reply