Being a student is all well and fun, but the second you finish your studies, you’re no longer protected by the warm and cozy nest your parents have provided you since your childhood.
Why? Because before you even get your first paycheck, you’ll have to start thinking about the hows and whens of managing your personal finances. Things like ‘how to pay off my student loan’, ‘how much income is sufficient for my living expenses?’, ‘when should I start saving?’, ‘how do I build a good credit score?’ will start to pop on your mind.
While adult-ing can be a pretty scary affair, planning and building your finances will be a lot easier and manageable with the right guidance. Check out our hot tips on how to manage and save money after you start earning your income to help you kick start a healthy financial life!
So you see, it's not all that hard isn't it? The most important thing is to keep learning about how to manage your money better, as well as protecting yourself, family, and finances with proper planning. This can be easily done by protecting yourself with insurance!
You can start with a basic and affordable insurance coverage, such as term life insurance. Check out the latest term life insurance products on RinggitPlus and start securing your finances now!
You can also read our Insurance Strategies For Every Stages Of Life article to learn more about the insurance product that will suit you current life stage best!
Last but not least, don't forget to build a healthy credit score from now so it'll be easier for you to get your loan and credit applications approved in the future. Remember to maintain a good payment record especially for things like your student loan and credit card.
If you still don't have a credit card and is looking to apply for one, head to our credit card comparison page and choose the best one for your spending style today!