The Ultimate Financial Tips For Fresh Grads
Author Avatar

 

Being a student is all well and fun, but the second you finish your studies, you’re no longer protected by the warm and cozy nest your parents have provided you since your childhood.

Why? Because before you even get your first paycheck, you’ll have to start thinking about the hows and whens of managing your personal finances. Things like ‘how to pay off my student loan’, ‘how much income is sufficient for my living expenses?’, ‘when should I start saving?’, ‘how do I build a good credit score?’ will start to pop on your mind.

While adult-ing can be a pretty scary affair, planning and building your finances will be a lot easier and manageable with the right guidance. Check out our hot tips on how to manage and save money after you start earning your income to help you kick start a healthy financial life!

The Ultimate Financial Tips For Fresh Grads

So you see, it’s not all that hard isn’t it? The most important thing is to keep learning about how to manage your money better, as well as protecting yourself, family, and finances with proper planning. This can be easily done by protecting yourself with insurance!

You can start with a basic and affordable insurance coverage, such as term life insurance. Check out the latest term life insurance products on RinggitPlus and start securing your finances now!

You can also read our Insurance Strategies For Every Stages Of Life article to learn more about the insurance product that will suit you current life stage best!

Last but not least, don’t forget to build a healthy credit score from now so it’ll be easier for you to get your loan and credit applications approved in the future. Remember to maintain a good payment record especially for things like your student loan and credit card.

If you still don’t have a credit card and is looking to apply for one, head to our credit card comparison page and choose the best one for your spending style today!

 

0 0 votes
Article Rating

SHARE

Comments (0)

Subscribe
Notify of

0 Comments
Inline Feedbacks
View all comments
Top Budgeting & Saving Articles
Top Budgeting & Saving Articles
Post Image
Best High Interest Savings Accounts In Malaysia (April 2024)
Pang Tun Yau
- 17th April 2024
Make your money work for you by depositing them into the best high-interest savings accounts in Malaysia!
Post Image
4 Things to Know About EPF Withdrawals
Diana Chai
- 11th July 2018
Most people may have heard that it is possible to withdraw their EPF savings before retirement but few realise how helpful this can be in a time of need. Here are 4 things to note about EPF withdrawals.
Post Image
Public Transport vs Private Transport: What’s the Best Way to Get Around?
Ahmad Mudhakkir
- 19th August 2016
We all need to go places, but which one of these two modes of transport is the best for us? Let's find out!
Post Image
A Guide To The Private Retirement Scheme (PRS)
Denise Chan
- 25th January 2019
The PRS was introduced as an additional retirement investment scheme over and above EPF to help Malaysians better prepare for retirement. But is it really the thing for you? Here's a quick guide to help you decide.

Related articles

Related Posts Image
Related Posts Image
Related Posts Image
Related Posts Image