CIMB Launches Q3 2025 TIA-i Bundle With CASA-i Campaign

Samuel Chua

4th September 2025 - 3 min read

CIMB Bank and CIMB Islamic have introduced the Q3 2025 TIA-i Bundle with CASA-i Campaign. It runs from 1 September 2025 to 31 December 2025, or until placements reach RM2 billion, whichever comes first.

How to qualify for the campaign

To take part, customers must place fresh funds into both a Term Investment Account-i (TIA-i) and an eligible CASA-i account at the same time. The minimum requirement is RM10,000 in TIA-i and RM10,000 earmarked in CASA-i, both maintained for six months. Placements must be made over the counter at CIMB branches.

Fresh funds are defined as money coming from outside CIMB, including deposits made by cash, interbank transfers, or cheques. Internal transfers within CIMB do not qualify, unless the money was originally brought in from another financial institution within the previous seven business days.

Indicative rates and potential returns

Eligible participants can enjoy competitive indicative rates on their TIA-i placements. When paired with CASA-i accounts, the indicative rate is 5.80% per annum. When paired with CASA accounts, the indicative rate is 5.50% per annum. The effective rate, which averages returns across both accounts, may reach up to 3.65% per annum depending on the account type used.

The actual returns depend on the amount placed in both TIA-i and the chosen CASA-i account. Larger placements, especially in higher-yielding CASA-i products, can help customers reach the maximum indicative effective rate of up to 3.65% per annum. Smaller placements, or those in basic savings accounts with lower profit rates, will see lower effective returns.

Rules on withdrawals and renewals

Withdrawals before the six-month maturity are not allowed in part, meaning a full withdrawal must be performed if funds are needed early. Upon maturity, CIMB will automatically renew placements at the prevailing board or staff rates, not the campaign rate.

Important exclusions and protections

The campaign rate applies only once per six-month cycle and cannot be combined with other CIMB promotions. Profit will be credited upon completion of the tenure, either into the customer’s account or added to the principal, depending on the option chosen at the time of placement.

It is also important to note that CASA-i accounts are protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM250,000 per depositor, while TIA-i is not PIDM-protected. Customers are encouraged to check CIMB’s website regularly to stay updated.

If you’d like to explore other savings options, check out our latest Best Savings Accounts in Malaysia for up-to-date comparisons and insights.

0 0 votes

Article Rating