Pay Your U Mobile Bill And Earn Up To RM90 Cashback With AmBank

Samuel Chua

2nd April 2026 - 3 min read

Paying your U Mobile bill or topping up your prepaid plan can earn cashback over time, but only when the payments are paired with a new AmBank account and a consistent balance across several months.

The AmBank x U Mobile Open & Save campaign runs from March 30 to September 30, 2026, and is open to new-to-bank customers who open an account through the AmOnline app using a campaign code.

Cashback Is Earned Over Six Months, Not All At Once

The total cashback can reach up to RM90, but it is spread across six consecutive months rather than paid upfront.

For the first three months, each qualifying month earns RM10 when at least RM50 is spent on eligible U Mobile transactions such as bill payments, prepaid reloads, or internet plan top-ups.

From the fourth to sixth month, the cashback increases to RM20 per month, but only if the same spending requirement is met alongside maintaining a minimum balance in the account.

Monthly Conditions Need To Be Met Continuously

Each month builds on the previous one, which means missing the requirement in any single month stops the cashback from continuing.

A payment that does not reach RM50, or a break in activity for that month, means the sequence is interrupted and no further cashback will be earned for the remaining campaign period.

Higher Cashback Comes With A Balance Requirement

From month four onwards, earning the higher RM20 cashback depends on maintaining a monthly average balance of at least RM2,000 in the new AmBank account.

This balance is calculated across the entire month rather than based on a single deposit, which means the amount needs to stay in the account instead of being added briefly and withdrawn later.

Eligible Payments Are Limited To Specific Channels

Qualifying transactions include U Mobile postpaid bill payments and prepaid or internet plan reloads made through supported methods such as FPX, JomPAY, AmBank debit card, or in-app top-up features.

Each qualifying transaction must be at least RM50 in a single payment to count for that month’s cashback.

Cashback Is Credited Later, Not Immediately

The cashback is not given instantly after each transaction.

Once the monthly conditions are met, the reward is credited into the same AmBank account within 60 days after the end of that participating month, which means there is a delay between completing the requirement and receiving the cashback.

The Cashback Depends On Staying Consistent For Six Months

The structure works only when each month’s requirement is met without interruption, which means a single shortfall, whether from spending below RM50 or not maintaining the required balance later on, stops the cashback from continuing.

For those who already spend on U Mobile regularly, the payment itself may not change much, but the later months introduce a separate requirement to keep at least RM2,000 in the account throughout the month.

The total cashback builds up over time, but it is tied to completing all six months in sequence, rather than allowing partial progress to continue after a missed month.

Samuel Chua

Samuel writes about personal finance and financial news, focusing on how banking updates, policies, and promotions affect everyday money decisions. He enjoys making complicated financial topics easier to follow. Outside of writing, he spends his time watching TV shows and occasionally convincing himself he will only watch one episode.

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