HSBC Bank Malaysia and HSBC Amanah Malaysia are running a spend-and-win credit card promotion that gives eligible cardholders a chance to win an iPhone 17 Pro Max. The promotion runs from 1 January 2026 to 10 April 2026, with one iPhone awarded each day during the campaign period.

In total, 100 iPhones will be given away across both HSBC Bank and HSBC Amanah. The promotion is already in force and is tied directly to qualifying credit card spending.

Promotion Period And Key Dates

The promotion is divided into three phases. The first phase runs from 1 January to 31 January 2026. The second phase runs from 1 February to 28 February 2026. The final phase runs from 1 March to 10 April 2026.

Only transactions posted within the promotion period are counted. HSBC provides a seven calendar day buffer for transactions made on the final day of the promotion to be posted into its system.

Who Is Eligible To Participate

The promotion is open to primary and supplementary cardholders of selected HSBC Bank and HSBC Amanah credit cards issued in Malaysia. Corporate and company credit cards are not eligible.

All participating cards must remain active, valid, and in good standing throughout the promotion period and at the time prizes are awarded. While spending by supplementary cardholders contributes to meeting the minimum spend, only primary cardholders are eligible to receive the prize.

Minimum Spend Required To Qualify

To qualify for the promotion, cardholders must spend at least RM1,000 in a single promotion month using participating HSBC credit cards. Spending may be made in local or foreign currency.

Eligible spending includes retail transactions made in-store or online, as well as standing instructions and auto-billing. Transactions such as cash advances, instalment plans, fees, finance charges, and SST are excluded from the calculation.

How Promotion Entries Are Earned

Promotion entries are awarded based on the value and currency of each eligible transaction. For local currency transactions, cardholders earn one entry for every RM100 spent in a single transaction. For foreign currency transactions, cardholders earn ten entries for every RM100 equivalent spent.

New HSBC Premier credit cardholders who activate their card and make at least one eligible transaction during the promotion period receive additional promotion entries.

How Winners Are Selected

Winner selection takes place after the end of each promotion month. Eligible entries are assigned serial numbers and randomised by HSBC based on transaction dates.

Potential winners will receive an SMS notification and must respond correctly within three calendar days to confirm eligibility. If a selected cardholder does not respond or fails to meet the requirements, HSBC will proceed to the next shortlisted entry for that day.

Prize Details And Delivery

Each winner will receive one unit of the iPhone 17 Pro Max with 256GB storage. The prize is awarded on an as-is basis and cannot be transferred or exchanged for cash or other items. Device colour is subject to stock availability.

HSBC’s appointed agent will arrange delivery within four weeks after winner confirmation, subject to availability. Prizes will only be delivered to Malaysian addresses recorded in HSBC’s system.

Key Things Cardholders Should Be Aware Of

Only primary cardholders are eligible to receive the iPhone, even if supplementary card spending contributes to meeting the minimum spend. Cardholders should also ensure their cards remain active and in good standing until prize fulfilment is completed.

Any taxes arising from receipt of the prize are the responsibility of the winner. Apple is not involved in running or sponsoring this promotion.

How To Decide If This Promotion Fits Your Spending

This promotion is most relevant for cardholders who already spend at least RM1,000 a month on their HSBC credit card through regular purchases such as shopping, online transactions, or recurring payments.

For those who typically spend less, increasing card usage purely to qualify may not be worthwhile. Since only primary cardholders are eligible to receive the prize, this is also an important consideration for households that rely mainly on supplementary cards.

Reviewing your usual monthly spending and checking which transactions qualify can help you decide whether participating fits your current habits, without changing how you manage your finances.

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