6 Smart Grocery Shopping Tips To Save Money and Reduce Wastage

asian local woman buy vegetables and fruits in supermarket. young chinese lady holding green leaf vegetable and picking choosing green onion on cold open refrigerator. elegant female grocery shopping

Every day, Malaysians throw out 16,688 tonnes of food, with households producing the largest amount of food wastage at 38% according to Solid Waste and Public Cleansing Corporation (SWCorp) data. 

Furthermore, a Malaysian household of 5 people spends an average of nearly RM900 per month on groceries with nearly a quarter of that food getting wasted – this means every month, RM220 of your grocery budget goes straight into the bin.

In light of these figures, being conscientious of your grocery shopping habits may help you save money in the long run and help reduce food wastage. If you’re not sure how to start, try these 6 tips to be smarter at grocery shopping.

1. Create a weekly meal plan

Before you go grocery shopping, take 30 minutes out of your day and carve out a meal plan for the week. Decide on your breakfast, lunch, and dinner choices while also planning for the days you are most likely to eat out. Since you already know what you’re going to eat throughout the week, you’ll be more likely to eat home-cooked meals as you’ll spend less mental energy trying to figure out what to make for your meals. Creating a meal plan also allows you to build a more efficient grocery list, thus saving you money.

2. Write a list before you go grocery shopping

Write down your grocery list before you head into the supermarket. At the supermarket, the sheer variety and quantity of items available make it easy to forget your mental list. So, do it the old fashioned way and write down (or type into your smartphone) the items you need to pick up — this will keep you focused on the items you actually need, rather than spending money on things you don’t really need.

3. Avoid shopping when you’re hungry

A study conducted by the University of Minnesota’s Carlson School of Management showed that hungry shoppers spent 64% more money than their less hungry counterparts. Additionally, hungry shoppers are more likely to pick up unhealthy high-calorie foods items such as potato chips, chocolates, bread, cakes, and more. So do your wallet and your body a favour by grabbing your lunch or munching into an apple before you head out to do your shopping.

4. Look out for special deals 

This might seem like a no-brainer, but keeping a lookout for deals when doing your grocery shopping can save you quite a bit of money! Of course, this doesn’t translate to buying something just because it’s on sale. For example, shopping in bulk often saves you money as you pay less per unit of item. But in order to truly enjoy these special savings, make sure the items you purchase in bulk are frequently used. After all, if you’re looking to save money by buying a 10-piece pack of tuna cans only to throw out 8 cans, it might be better to spend a little more per piece but purchase only what you will use.

5. Purchase your groceries online

Skip the queues and impulse buys by choosing to shop for your groceries online. Be it on fresh food items from HappyFresh and Lazada (yes, you can even buy fresh vegetables from Lazada now), or other food essentials from Shopee, online grocers frequently carry out flash sales or provide free delivery. So save yourself a trip to the store (and the added temptation) by simply carrying out your grocery shopping online and having it delivered to your doorstep.

6. Use a credit card that gives you generous reward points multipliers for grocery shopping 

Lastly, consider paying for your grocery bills with a credit card that allows you to earn reward points every time you shop. 

One such credit card is the HSBC Platinum Mastercard Credit Card® that allows you to earn 8x Reward Points1 on every RM1 spent when you use your contactless-enabled HSBC Platinum Mastercard Credit Card®. So make sure you just Tap & Go® the next time you pay for your grocery shop! 

Meanwhile, if you prefer not to make purchases by tapping your contactless-enabled HSBC Platinum Mastercard Credit Card®, you can still get 5x Reward Points1 on your grocery shop by keying in your PIN. Or better yet, enjoy online shopping from e-commerce sites such as HappyFresh, Lazada, and Shopee, to get 5x Reward Points1 for every RM1 spent on online purchases.

These Reward Points can be exchanged for a variety of gifts from the HSBC Rewards Catalogue. So, you can use Reward Points gained from weekly grocery shopping trips to exchange for cashback, or you may also pick up exclusive gifts such as PlayStation 4, RM100 Zalora gift card, Philips SmartPro Robot Vacuum, and more.

Keep these tips in mind for more wallet-friendly and less wasteful purchases the next time you head out to do your grocery runs. And, if you liked the idea of being rewarded for your grocery shopping, you can sign up for the HSBC Platinum Mastercard® Credit Card right here.

What’s more, when you apply for a new HSBC Platinum Mastercard® Credit Card and spend a minimum of RM2,000 within 60 days from the date of your Welcome Letter, you will receive an RM500 Lazada e-Voucher2.



1Terms and Conditions for HSBC Platinum Credit Card Programme apply. Effective 15 July 2019. The Additional Reward Points are awarded up to a maximum of 3,000. Additional Reward Points each for Contactless Purchases, Online shopping spend and Groceries spend and 6,000 Additional Reward Points for Overseas Transactions as defined in Clause 16, per Eligible Cardholder, per Month (“Additional Reward Points Cap”). 1x Reward Points will be awarded for every RM1.00 transaction charged after the Additional Reward Points Cap is met and all other retail transactions that falls under Eligible Spend. The terms used herein are as defined in the Programme Terms and Conditions.

2HSBC Lazada eVoucher November 2020 Acquisition Campaign Terms & Conditions apply. Sign-Up Period runs from 1 November 2020 to 31 January 2021, both dates inclusive. To participate, customer must apply for a primary HSBC credit card(s)/-i and complete the application, including submitting the necessary income documents through Our website. “Gift” refer to one (1) unit of RM500 Lazada eVoucher for approved applicant of HSBC Platinum Mastercard® Credit Card or one (1) unit of RM350 Lazada eVoucher for approved applicant of HSBC Visa Signature Credit Card or HSBC Amanah MPower Platinum Credit Card-i. You stand a chance to receive maximum one (1) unit of the Gift upon fulfilment of the Participation Criteria, on a first come first served basis, subject to maximum total of 750 units Lazada eVoucher (both RM500 and RM350 eVoucher combined) throughout Campaign Period and the terms and conditions of this Campaign.

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