As we celebrate the spirit of both Merdeka and Malaysia Day, it’s time to reflect on financial independence and the steps needed to secure your financial future. One such avenue is through the Investment-Principal feature, available on Touch ‘n Go eWallet’s GOfinance, a platform designed to help Malaysians grow their wealth effortlessly.

Understanding Investment-Principal

Investment-Principal is a dynamic investment platform accessible through the Touch ‘n Go eWallet app. It offers two distinct investment paths to meet your financial goals:

1. Save: Goal-based investing. Tailored for those with specific financial objectives, this option allows you to save and invest consistently towards your goals through a more stable fund.

2. Invest: This option is ideal for those willing to take on more risks. It opens the door to 16 diverse funds, both Conventional and Islamic, allowing you to tailor your portfolio according to your risk appetite and geographical preferences, with and potentially yield annualised yields reaching up to 22.83% p.a.*. You can invest in a variety of asset classes, including equities, bonds, sukuk, and money market funds, starting with as little as RM10. The platform’s user-friendly design ensures that it’s accessible for both new and seasoned investors.

3 Ways To Take Charge Of Your Finances To Achieve Financial Independence

Diversify With Ease 

Investment-Principal offers a wide range of funds, enabling you to diversify your investment capital across various asset types, industries, and geographic regions, including both conventional and Shariah-compliant options. The streamlined onboarding process helps you manage risk effectively and provides flexibility in your investments. Plus, you can easily take advantage of investment opportunities through Touch ‘n Go eWallet app without the need to download an additional app.

Automate Your Investments

Automating your investments can help ensure you stick to your investment commitments. Investment-Principal supports automatic contributions, allowing you to “set and forget” or automate your investments at regular intervals, making it easier to build and accumulate your investments towards your long-term financial goals.

Monitor And Adjust Regularly

Regularly reviewing your portfolio is also an important aspect of investing. This practice helps you monitor not just your current return on investment, but more importantly to ensure the current portfolio’s asset allocation, diversification, and risk exposure remains aligned with your initial investment goals. With Investment-Principal, you can monitor and adjust your portfolio.

Start Your Journey To Financial Independence

Explore more about Principal by launching the Touch ‘n Go eWallet app.

Simply click on the GOfinance icon, tap on Investment, and select ‘Principal’ to explore your investment options.

Earn An Exclusive One-Off Merdeka Reward When You Start Investing Via Investment-Principal

In celebration of Merdeka, Principal is offering an exclusive promotion through the Investment-Principal feature. By investing a minimum of RM2,000 via the “Invest” feature, you can earn a one-off Merdeka Bonus Reward of up to 8.31% p.a. for 30 days on your total net investment amount.

Additionally, as a special offer for RinggitPlus readers, new Investment-Principal investors using the code “RinggitPlus” will receive an additional RM5 F&B e-voucher.

Whether you’re just starting on your investment journey or looking to enhance your portfolio, the Investment-Principal feature on Touch ‘n Go eWallet’s GOfinance provides the tools you need to achieve financial independence.

So, take that first step towards financial independence today. Promotion ends on 30th September 2024. For more information on Investment-Principal, visit here.

 *Source: Lipper as of 30 Apr 2024.

This article is brought to you by Touch ‘n Go Sdn Bhd.

Disclaimer:

This is an advertisement.

You are advised to read and understand the relevant Prospectus, Information Memorandum and/or Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) before Investing. Among others, you should consider the fees and charges involved. The registration of the relevant Prospectus, Information Memorandum and/or Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) with the Securities Commission Malaysia (SC) does not amount to nor indicate that the SC recommends or endorses the funds. A copy of the relevant Prospectus, Information Memorandum and/or Disclosure Document including any supplemental thereof and the Product Highlight Sheet (if any) may be obtained at our offices, distributors or our website at http://www.principal.com.my. The issuance of any units to which the relevant Prospectus, Information Memorandum and/or Disclosure Document relates will only be made on receipt of an application referred to in and accompanying a copy of the relevant Prospectus, Information Memorandum and/or Disclosure Document. Please be advised that investment in the relevant unit trust funds, wholesale funds and/ or private retirement scheme carry risk. An outline of the various risk involved are described in the relevant Prospectus, Information Memorandum and/or Disclosure Document. As an investor you should make your own risk assessment and seek professional advice, where necessary. Securities Commission Malaysia does not review advertisements produced by Principal.

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