How To Manage Your Money In The Digital Era Of Instant Gratification & Connectivity
Author Avatar

These days, technological advancement has given us the instant ability to buy what we want without delay. Since the Covid-19 pandemic, we have been relying on services like contactless payments and e-commerce even more. New payment trends like Buy Now Pay Later (BNPL) allow us to split the cost of big-ticket items into instalments, some without interest, provided that payments are made on time. 

As we get used to expecting everything to be instant, we might overlook the importance of conscious spending, saving for an emergency fund or worse, the possibility of debt accumulation. Hence, it’s more important now than ever to take extra care of the way we manage our money and practise healthy money habits to build financial resilience. Read on to find out ways to start saving and get out of debt!


We’ve learned that saving money can be tricky especially in the digital era. Hence, we need to be more mindful of our spending and put more effort into saving for an emergency fund. This way, we can have something to fall back on when unexpected circumstances like loss of employment and health issues arise.  

It’s never too early to start saving up for a secure financial future and you can use the tips and tricks mentioned in the infographic above to do so like depositing a fixed portion of your salary into a bank account where your savings are protected by government body PIDM in the unlikely event of a failure of a member bank.

Start saving now and learn more tips here!

5 1 vote
Article Rating


Comments (0)

Notify of
Inline Feedbacks
View all comments
Top Sponsored Articles
Post Image
Shopping Responsibly, Is ‘Buy Now, Pay Later’ The Way To Go?
Katrina Balan Quiroz
- 18th June 2021
E-commerce has experienced a boom over the last year with an 87% growth in 2020 compared to 2019 […]
Post Image
GrabPay DuitNow QR Supports Seamless Digital Payments For Both Consumers And Businesses
The RinggitPlus Team
- 15th June 2021
It’s a timely launch by Grab, as many Malaysians have adopted contactless payments during the pandemic in an […]
Post Image
Exploring UOB Asset Management’s Winning Strategies That Won 3 Awards
Sasha Belani
- 14th June 2021
Recently, the Refinitiv Lipper Fund Awards 2021 has announced the winning funds in the Malaysian market. For those […]
Post Image
How TNB Smart Meter Can Help Keep Your Household Budget in Check
Sharon Bentley
- 24th May 2021
Tenaga Nasional Berhad (TNB) has recently announced that its goal to equip 1.5 million homes with Smart Meter […]

Related articles

Related Posts Image
Related Posts Image
Related Posts Image
Related Posts Image