Salary’s spent, savings exhausted and the car loan payment is overdue again. Friends, family, and colleagues are equally short of cash and can’t lend you money – the panic sets in. “How am I going to survive the next 15 days with only RM50?”
Sometimes even after careful planning and meticulous preparation, disaster strikes. A sick family member, a sudden job loss or a car breakdown; they can happen when you least expect it. As a result, you miss a credit card payment, or two.
Having insufficient financial resources to tame your unrestrained financial spending can lead to some major consequences. Let's take a look at what exactly happens when you miss your credit card payments.
Troubled about having to face debt collectors? Find out about the extent of their powers and what you should do if you are being harassed by one.
The term 'blacklist' strikes fear in many Malaysian banking customers. Here we tell you about the dreaded Bank Negara Blacklist and how you can clear your blacklist status.
Tun Dr Mahathir says that among other measures, new taxes may be introduced to pay off the government debt.
Understanding your credit report is essential in managing your credit and dealing with your finances, so it's important to clear up any misconceptions you may have about it!
How much do you know about bankruptcy? RinggitPlus delves into the dark world of bankruptcy and together with a bankruptcy lawyer help you to understand how this declaration really works.
Just because you're earning more money doesn't mean your old money problems will go away, and this is why...
What is credit card debt insurance? Find out how this insurance can help clear your credit card outstanding balance when the unexpected happens!