19th June 2025 - 4 min read
These days, credit cards come with all sorts of benefits—from cashback to travel rewards, instalment plans, and lifestyle perks. But with so many choices, how do you pick one that truly matches the way you live and spend?
That’s where OCBC credit cards stand out. Whether you’re a big spender, an online shopping enthusiast, a frequent traveller, or someone who simply wants more value out of daily expenses, OCBC has a credit card that fits your lifestyle perfectly.
Here’s a quick look at how each OCBC credit card offers practical perks for different spending habits:
| Overview | Key Benefits | Ideal For |
| OCBC Cashflo Mastercard | – 0% Auto-IPP for 3 months on retail spending from RM500 to RM1,000 – 0% Auto-IPP for 6 months on retail spending above RM1,000 | Buying big-ticket items like (nope, not TVs or washing machines) designer bags, air tickets, omakase dining or banquet meals. And don’t limit yourself to shopping in Malaysia, it also works overseas! |
| OCBC 90°N Visa Card | – Earn Travel$ anytime, anywhere, and save for your next travels – 2x complimentary access in KLIA/KLIA2 Plaza Premium Lounge in the first year, where you may share with an accompanying guest – Up to RM1 million travel insurance | Booking holidays, overseas spending, and travel planning |
| OCBC Titanium Mastercard | – 12x OCBC$ for Online and eWallet spend on Double Date and Pay Day sale – 6x OCBC$ for Online and eWallet spend on other days – 1x unlimited OCBC$ for all retail spend | Online shopping, eWallet top-ups, and delivery apps |
| OCBC 365 Mastercard | – 10x OCBC$ on weekend spend for Dining, Groceries, and Shopping – 5x OCBC$ on weekday spending for Dining, Groceries, and Shopping – 1x OCBC$ on everyday spend for Utilities, Petrol, and Insurance Premiums | Groceries, petrol, dining, and utilities |
| OCBC Great Eastern Platinum Mastercard | – 2.5% cashback on Great Eastern Insurance premiums, capped at RM100 per annum – 0.1% unlimited cashback on other retail spending, excluding Great Eastern insurance premiums – No annual fees | Paying for Great Eastern insurance premiums |
| OCBC 365 Mastercard | – 10x OCBC$ on weekend spend for Dining, Groceries, and Shopping – 5x OCBC$ on weekday spending for Dining, Groceries, and Shopping – 1x OCBC$ on everyday spend for Utilities, Petrol, and Insurance Premiums | Groceries, petrol, dining, and utilities |
You might be surprised at how quickly everyday transactions can add up. Here’s an example of an average monthly spend scenario that helps you maximise your rewards by stacking your OCBC credit cards:
| Ideal OCBC Card | Amount Spent | Spending Category | Benefits |
| OCBC 365 Mastercard | RM150 | Groceries | 10x OCBC$ on Weekend Spend |
| RM120 | Dining | ||
| RM80 | Petrol | 1x OCBC$ on everyday spend | |
| RM50 | Utilities | ||
| OCBC Titanium Mastercard | RM100 | Online Shopping | 6x OCBC$ for online spend |
| TOTAL | RM500 | ||
To make things even more exciting, OCBC is now running Disney’s Lilo & Stitch Save and Spend Campaign. 3 lucky winners will each win a Disney’s Lilo & Stitch-inspired vacation in Hawaii for 2 adults, worth over RM60,000. Didn’t win the grand prize? You could still walk away with a Disney+ Hotstar Premium Annual Plan Subscription worth RM289.90!
All you need to do is save and spend with OCBC from 5 May 2025 to 31 July 2025 to win exclusive prizes. Earn and accumulate chances by completing the actions below:
*Terms & Conditions Apply
What’s more, if you are among the first 2,000 customers to deposit a minimum of RM5,000 in fresh funds into a new OCBC 360 Account/-i and submit a new OCBC Credit Card application with complete documentation at your nearest OCBC branch, you could be walking away with a new Disney’s Stitch-themed duffel bag!
***
Whether you’re managing daily expenses, planning your next big getaway, or just want to get more out of your everyday spending, there’s an OCBC credit card tailored to your lifestyle.
And right now is the best time to sign up–because with Disney’s Lilo & Stitch Save and Spend Campaign, you could walk away with more than just cashback or rewards… your next vacation could be a trip to Hawaii!
Don’t wait, apply today and start earning your chances to win. Apply for an OCBC Credit Card that fits your lifestyle today!
*Terms & Conditions Apply.
Subscribe to our exclusive weekly newsletter and we’ll bring you the week’s highlights of financial news, expert tips, guides, and the latest credit card and e-wallet deals.
Stay tuned for what’s to come next in the personal finance world
Comments (0)