3rd July 2025 - 2 min read
Versa, a digital wealth management platform has just launched its new Fixed Rate Quests, offering Malaysians a unique opportunity to earn guaranteed returns of up to 4.2% p.a. on their savings. The campaign, which runs from now until 31 January 2026, presents a flexible and low-risk alternative to traditional fixed deposits.
This new campaign is the latest addition to the popular Versa Quests feature, which helps users boost their savings through interactive challenges.
These new quests allow users to secure these attractive rates by simply topping up fresh funds into Versa Cash or Versa Cash-i, both of which are powered by low-risk money market funds managed by AHAM Asset Management Berhad. Participants can unlock either 4.2% p.a. in Versa Cash (AHAM Enhanced Deposit Fund) or 3.9% p.a. in the Shariah-compliant Versa Cash-i (AHAM Aiiman Enhanced i-Profit Fund). These promotional fixed rates apply to new cash-ins of up to RM300,000.
“With Fixed Rate Quests, we’re offering Malaysians a smart alternative to traditional Fixed Deposits,” said Teoh Wei-Xiang, CEO of Versa. “You’ll enjoy guaranteed returns but with the flexibility to access your funds when you need them. Even if you cash out early, your money still earns Versa’s usual competitive base nett returns.”
A key advantage of the Fixed Rate Quests is its flexibility. Unlike fixed deposits that often require you to forfeit interest upon early withdrawal, these quests allow you to retain your base returns. For context, in May 2025, the base nett return for Versa Cash was 3.89% p.a., while Versa Cash-i offered 3.54% p.a.
To participate, you must first join the Qualifying Period, which runs from 1 July 2025 to 31 July 2025. During this phase, you will need to cash in a minimum of RM2,000 in fresh funds into Versa Cash or RM1,000 into Versa Cash-i. Following this, the Holding Period will run from 1 August 2025 to 31 January 2026, where you just need to maintain your Qualifying Period balance to earn the fixed rate.
All campaign rewards will be credited into the respective Versa accounts by the end of February 2026.
Versa Fixed Rate Quests are now available on the app. Malaysians can start earning more on their savings by downloading Versa from the App Store, Google Play, or Huawei App Gallery. For more information on how to get started, you can visit the official Versa website.
As a creative content writer, Eloise has covered finance, business, lifestyle topics, and even moonlights as a singer-songwriter outside of RinggitPlus. Her current interests are learning the best ways to optimise spending and credit card hacks to gain more airline miles.
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