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Why Was Your Loan Or Credit Card Application Rejected?
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]
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How to Get Approved for a Personal Loan in Malaysia
- 2nd September 2025
Most Malaysians think getting a personal loan means begging banks for money. That’s backwards thinking. You’re interviewing them […]
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BNM: 25% Household Borrowers Have High Debt Service Ratio, But Default Risk Is Low
- 30th March 2023
Bank Negara Malaysia (BNM) said that up to 25% of household borrowers have a high debt service ratio […]
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#AskHannAnything: Should I Take A Car Loan Or Personal Loan First?
- 27th May 2020
Welcome to the first installment of the #AskHannAnything series, where readers submit their personal finance queries and I […]
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How Can You Increase Your Chances of Getting Your Home Loan Approved?
- 17th October 2019
You may have heard stories of friends or family getting their home loan application rejected. Here are some tips on how you can avoid it happening to you.
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The Debt Service Ratio Explained
- 22nd September 2015
The Debt Service Ratio is used by every bank to decide how much more lending your income can take. We explain how this ratio is calculated so you will have some idea as to how your new application is going to work out for you!
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Why Was Your Loan Or Credit Card Application Rejected?
- 2nd December 2025
Most Viewed Articles
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Why Was Your Loan Or Credit Card Application Rejected?
Christina Chandra
- 2nd December 2025
(Article updated on 2 December 2025) Getting rejected for a loan or credit card hurts. You thought your […]