The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
Credit Card Balance Transfer Application Process Explained
- 27th January 2026
If your credit card debt is growing and interest is eating into your payments, a balance transfer can […]
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The Experts Corner
What Happens If You Can’t Pay Your Debt In Malaysia
- 26th January 2026
Sometimes a loan payment that used to be manageable suddenly feels out of reach. Maybe unexpected bills arrive, […]
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The Experts Corner
Should You Buy a New SUV or Refresh Your Current Ride Before You Balik Kampung?
- 23rd January 2026
Car upgrades tend to pick up before major holidays. Showroom traffic goes up, promotions get louder, and it’s […]
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The Experts Corner
Fixed Deposits: What First-Time Savers Need to Know
- 23rd January 2026
For many Malaysians, a fixed deposit is one of the safest ways to grow savings with guaranteed returns. […]
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The Experts Corner
How To Restructure Your PTPTN Loan
- 22nd January 2026
Not everyone can afford their PTPTN repayments as scheduled. Starting salaries vary, financial circumstances change, and what seemed […]
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The Experts Corner
Minimum Credit Card Requirements In Malaysia
- 21st January 2026
Getting a credit card in Malaysia comes down to meeting specific eligibility requirements set by Bank Negara Malaysia […]
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The Experts Corner
Questions To Ask Your Insurance Agent When Choosing Medical Insurance
- 20th January 2026
Buying medical insurance can feel overwhelming, especially when you’re comparing plans with different premiums, limits, and coverage. The […]
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The Experts Corner
What Percentage Of Your Salary Should Go To Rent In Malaysia?
- 19th January 2026
Rent is almost always your biggest monthly expense. The standard advice says up to 30% to 50% of […]
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The Experts Corner
The Ultimate Guide to Spring Cleaning Your Subscriptions And Saving Thousands For CNY 
- 16th January 2026
Chinese New Year is traditionally a time to clear out the old and make space for the new […]
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The Experts Corner
The Real Cost Of Living Solo In KL And Your Emergency Fund
- 16th January 2026
Moving out and living alone in Kuala Lumpur is a big milestone. Whether you’re a fresh graduate starting […]
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Most Viewed Articles
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Birthday Freebies 2026 For A Day Of Free Food And Fun
- 14th August 2026
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Your Pay, Leave, And Overtime Rights In 2026
- 9th July 2026
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Side Hustles for Working Professionals That Won’t Burn You Out
- 21st July 2026
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What To Do When Your Landlord Won’t Return Your Deposit
- 28th July 2026
Most Viewed Articles
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The Experts Corner
Birthday Freebies 2026 For A Day Of Free Food And Fun
Eloise Lau
- 14th August 2026
It’s RinggitPlus’ birthday, and everybody loves free gifts, especially on their birthday! Plenty of brands and attractions offer […]
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The Experts Corner
Your Pay, Leave, And Overtime Rights In 2026
Eloise Lau
- 9th July 2026
If you’ve ever looked at your payslip and wondered how much leave you should be getting, whether your […]
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The Experts Corner
Side Hustles for Working Professionals That Won’t Burn You Out
Christina Chandra
- 21st July 2026
It’s no secret that a single salary doesn’t stretch the way it used to. Between your home loan, car […]
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The Experts Corner
What To Do When Your Landlord Won’t Return Your Deposit
Eloise Lau
- 28th July 2026
Not getting your rental deposit back can be frustrating, especially when your landlord has stopped responding or is […]