The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
Should You Buy a New SUV or Refresh Your Current Ride Before You Balik Kampung?
- 23rd January 2026
Car upgrades tend to pick up before major holidays. Showroom traffic goes up, promotions get louder, and it’s […]
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The Experts Corner
Fixed Deposits: What First-Time Savers Need to Know
- 23rd January 2026
For many Malaysians, a fixed deposit is one of the safest ways to grow savings with guaranteed returns. […]
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The Experts Corner
How To Restructure Your PTPTN Loan
- 22nd January 2026
Not everyone can afford their PTPTN repayments as scheduled. Starting salaries vary, financial circumstances change, and what seemed […]
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The Experts Corner
Minimum Credit Card Requirements In Malaysia
- 21st January 2026
Getting a credit card in Malaysia comes down to meeting specific eligibility requirements set by Bank Negara Malaysia […]
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The Experts Corner
Questions To Ask Your Insurance Agent When Choosing Medical Insurance
- 20th January 2026
Buying medical insurance can feel overwhelming, especially when you’re comparing plans with different premiums, limits, and coverage. The […]
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The Experts Corner
What Percentage Of Your Salary Should Go To Rent In Malaysia?
- 19th January 2026
Rent is almost always your biggest monthly expense. The standard advice says up to 30% to 50% of […]
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The Experts Corner
The Ultimate Guide to Spring Cleaning Your Subscriptions And Saving Thousands For CNY 
- 16th January 2026
Chinese New Year is traditionally a time to clear out the old and make space for the new […]
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The Experts Corner
The Real Cost Of Living Solo In KL And Your Emergency Fund
- 16th January 2026
Moving out and living alone in Kuala Lumpur is a big milestone. Whether you’re a fresh graduate starting […]
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The Experts Corner
How To Deal With Debt Collectors In Malaysia
- 16th January 2026
Missing loan payments is stressful enough without harassment from debt collectors on top of it. Debt collection in […]
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The Experts Corner
How To File A Complaint With Bank Negara Malaysia
- 14th January 2026
Disputing a bank charge or following up on a rejected insurance claim can be exhausting. You contact customer […]
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Most Viewed Articles
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A Guide To EPF Accounts And What’s New In 2026 
- 24th April 2026
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What Is No-Claim Discount (NCD) And How Does It Work In Malaysia?
- 20th April 2026
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Are You on the Debt Treadmill Without Knowing It?
- 21st April 2026
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What Cash Trust Schemes Are For And Why To Tread Carefully
- 13th May 2026
Most Viewed Articles
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The Experts Corner
A Guide To EPF Accounts And What’s New In 2026 
Eloise Lau
- 24th April 2026
If you’re employed in Malaysia, a portion of your salary goes into EPF every month. But not everyone […]
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The Experts Corner
What Is No-Claim Discount (NCD) And How Does It Work In Malaysia?
Iman Aminuddin
- 20th April 2026
If you have been renewing your car insurance without making any claims, you may already be enjoying a […]
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The Experts Corner
Are You on the Debt Treadmill Without Knowing It?
Christina Chandra
- 21st April 2026
Most people assume debt becomes a problem when you stop paying your loan installments or credit card bills. […]
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The Experts Corner
What Cash Trust Schemes Are For And Why To Tread Carefully
Eloise Lau
- 13th May 2026
Several major insurers, including Hong Leong Assurance, Prudential, Great Eastern Life, and Tokio Marine Life, have banned their […]