The Experts Corner

Our Certified Financial Planners at RinggitPlus share their views on everything from their personal money habits to case studies on overcoming financial challenges.

Latest Articles
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The Experts Corner
Fixed Deposits: What First-Time Savers Need to Know
- 23rd January 2026
For many Malaysians, a fixed deposit is one of the safest ways to grow savings with guaranteed returns. […]
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The Experts Corner
How To Restructure Your PTPTN Loan
- 22nd January 2026
Not everyone can afford their PTPTN repayments as scheduled. Starting salaries vary, financial circumstances change, and what seemed […]
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The Experts Corner
Minimum Credit Card Requirements In Malaysia
- 21st January 2026
Getting a credit card in Malaysia comes down to meeting specific eligibility requirements set by Bank Negara Malaysia […]
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The Experts Corner
Questions To Ask Your Insurance Agent When Choosing Medical Insurance
- 20th January 2026
Buying medical insurance can feel overwhelming, especially when you’re comparing plans with different premiums, limits, and coverage. The […]
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The Experts Corner
What Percentage Of Your Salary Should Go To Rent In Malaysia?
- 19th January 2026
Rent is almost always your biggest monthly expense. The standard advice says up to 30% to 50% of […]
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The Experts Corner
The Ultimate Guide to Spring Cleaning Your Subscriptions And Saving Thousands For CNY 
- 16th January 2026
Chinese New Year is traditionally a time to clear out the old and make space for the new […]
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The Experts Corner
The Real Cost Of Living Solo In KL And Your Emergency Fund
- 16th January 2026
Moving out and living alone in Kuala Lumpur is a big milestone. Whether you’re a fresh graduate starting […]
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The Experts Corner
How To Deal With Debt Collectors In Malaysia
- 16th January 2026
Missing loan payments is stressful enough without harassment from debt collectors on top of it. Debt collection in […]
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The Experts Corner
How To File A Complaint With Bank Negara Malaysia
- 14th January 2026
Disputing a bank charge or following up on a rejected insurance claim can be exhausting. You contact customer […]
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The Experts Corner
How Minimum Balance Requirements Work In Malaysian Bank Accounts
- 13th January 2026
If you’ve spotted unexpected “service charges” or “fall-below fees” of RM5 to RM10 on your bank statement, you’ve […]
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Most Viewed Articles
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The Three Green Packet Rule For Your Duit Raya
- 19th March 2026
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A Guide To EPF Accounts And What’s New In 2026 
- 24th April 2026
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MATTA Fair 2026 Travel and Credit Card Deals
- 3rd April 2026
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What Is No-Claim Discount (NCD) And How Does It Work In Malaysia?
- 20th April 2026
Most Viewed Articles
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The Experts Corner
The Three Green Packet Rule For Your Duit Raya
Iman Aminuddin
- 19th March 2026
Duit raya comes once a year and feels like a bonus every time. It also has a habit […]
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The Experts Corner
A Guide To EPF Accounts And What’s New In 2026 
Eloise Lau
- 24th April 2026
If you’re employed in Malaysia, a portion of your salary goes into EPF every month. But not everyone […]
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The Experts Corner
MATTA Fair 2026 Travel and Credit Card Deals
Eloise Lau
- 3rd April 2026
The MATTA Fair is back at MITEC from 3 to 5 April 2026, with over 2,000 booths across […]
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The Experts Corner
What Is No-Claim Discount (NCD) And How Does It Work In Malaysia?
Iman Aminuddin
- 20th April 2026
If you have been renewing your car insurance without making any claims, you may already be enjoying a […]